Humana’s group term life insurance plans provide benefits to employees’ beneficiaries in case of death or a disabling accident. Explore plan options.


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Group life insurance plans

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Employer-funded coverage for employees, their spouses and dependent children to ensure their family is taken care of after the loss of a loved one.

<ul>
<li>Accelerated benefits for terminal illness</li>
<li>Optional benefits for death of spouse and children</li>
<li>Optional accidental death &amp; dismemberment (AD&amp;D) coverage and waiver of premium provision</li>

 </ul>

Those looking for comprehensive life insurance to provide financial protection, for not a lot of money.

This optional, employee-paid solution offers additional peace of mind above and beyond a Basic Term Life plan.

<ul>

 <li>Employees can increase their overall life insurance coverage</li>

 <li>Ability to include spouse and child life coverage</li>

 <li>Portability – employees can take the benefit with them if they leave your business</li>
<li>Opportunity to increase coverage amount by $25,000 each year without Evidence of Insurability</li>

 </ul>

Those who want coverage above and beyond their employer’s Basic Term Life plan for additional peace of mind.

Plan name	Summary	Plan highlights	Best fit for
Basic Term Life	Employer-funded coverage for employees, their spouses and dependent children to ensure their family is taken care of after the loss of a loved one.	Accelerated benefits for terminal illness Optional benefits for death of spouse and children Optional accidental death & dismemberment (AD&D) coverage and waiver of premium provision	Those looking for comprehensive life insurance to provide financial protection, for not a lot of money.
Voluntary Term Life	This optional, employee-paid solution offers additional peace of mind above and beyond a Basic Term Life plan.	Employees can increase their overall life insurance coverage Ability to include spouse and child life coverage Portability – employees can take the benefit with them if they leave your business Opportunity to increase coverage amount by $25,000 each year without Evidence of Insurability	Those who want coverage above and beyond their employer’s Basic Term Life plan for additional peace of mind.

Financial peace of mind