AD&D is included with basic group term life insurance. It may be purchased with voluntary group term life insurance. AD&D is only available to a spouse on voluntary life insurance. You or your spouse may receive benefits if an accidental injury directly results in loss of life or the loss of certain functions within 180 days of the date of injury (length of time may vary by state).
* This webpage is not a complete disclosure of plan qualifications and limitations. Before applying for coverage, please refer to the Regulatory Pre-enrollment Disclosure Guide for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage.
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