A short answer is—yes. Some insurance plans do cover portions of dental implants. However, it’s important to understand the type of treatment you need and what your plan will pay for before moving forward.

Here is some more information to help further answer this question.

What are dental implants?

Dental implants are artificial tooth roots made of titanium alloy. The shape is similar to a screw, and the implant is placed in your jawbone to bond with your natural bone. Once the bond forms, the implant becomes a sturdy base to support one or more artificial teeth, called crowns.1

Are dental implants covered by insurance?

The full answer depends on the details of your individual plan. There are many cost factors to consider when getting a dental implant, including:

  • Consultations
  • X-rays
  • Treatment before surgery, such as extractions or bone grafts
  • Anesthesia
  • The crown

All of these services and items can add to the final cost. Your plan may cover some of the costs, but you will likely pay out-of-pocket for what is not covered.

Also, unless you require dental implants due to an accident, your plan may categorize dental implants as a cosmetic procedure and deny coverage.

Learn about dental plans with Humana

Humana offers a broad range of dental plans with varying levels of coverage, many with low monthly premiums. Some of our plans also feature no waiting periods, which means you could get covered in about 5 days. To see plans and prices in your area, check out our Humana Insurance Company dental insurance page.

Source

  1. “What are dental implants?,” American Academy of Implant Dentistry, last accessed September 25, 2020, https://www.aaid-implant.org/dental-implants/what-are-dental-implants, opens new window.