Once you receive your Humana Spending Account Card in the mail, you must activate it before you can use it. Visit
Using your Humana Spending Account Card
Does your Humana Medicare Advantage plan include a Humana Healthy Options™ or over-the-counter (OTC) allowance?
If so, your spending allowances will automatically be loaded onto your Humana Spending Account Card. This card can hold multiple allowances and may be used just like a debit card to pay for eligible goods and services.
Allowances help stretch your budget
Humana Medicare Advantage plans may offer 1 or more allowances for everyday health and wellness on the Humana Spending Account Card. These allowance types and amounts vary by plan and location. If your plan includes multiple allowances, your allowances cannot be combined. Limitations and restrictions may apply.
Humana Healthy Options Allowance
Get help paying for eligible groceries, over-the-counter (OTC) health and wellness products, utilities, rent, pet supplies and more.
OTC allowance
Get an allowance to use toward over-the-counter medicine, vitamins, first-aid supplies, incontinence supplies and more.
Flex allowance
Get an allowance to use toward your plan’s covered dental, vision or hearing services.