What is the Healthy Options allowance?

The Healthy Options allowance helps eligible Humana Medicare Advantage plan members pay for essential living expenses like eligible groceries, over-the-counter (OTC) products, utilities, rent, pet care and more to help them feel their best. It gives members more freedom and flexibility to spend their allowance.

Healthy Options allowance amounts vary by plan and location. Monthly allowances range from $35–$275 dollars ($420–$3,300 annually).

Who qualifies for the allowance?

The Healthy Options allowance is offered with the following Humana Medicare Advantage plans:

Here are some examples of what the Healthy Options allowance may help pay for


Approved produce, beverages, dairy, meat and seafood, deli items, frozen and prepared foods, bakery items and more

Utilities, rent and mortgage

Rent or mortgage payments; home phone and internet service; electric, home heating, water and sewer bills; trash and recycling

Non-medical transportation

Taxis, ridesharing services such as Uber and Lyft and public transportation

Home and personal supplies

Items including toilet paper, paper towels, soap, shampoo, toothpaste and toothbrushes, cleaning supplies, and air quality items including furnace filters, fans, space heaters and air conditioners

Assistive devices

Grab bars, raised toilet seats, low-vision aids and reaching aids

Over the counter

Allergy, cold and flu medicine, vitamins and supplements, first aid, pain relief, digestive health products and more

More options to support your total health

Pet care and supplies

Pet food, pet toys, kitty litter and flea shampoo

Disaster preparedness

Batteries, weather radios, flashlights and bottled water

Pest control services

Pest control or exterminator businesses that accept Visa® debit cards

How to use the Humana Healthy Options allowance

Healthy Options allowances can be accessed with the Humana Spending Account Card, which you’ll receive in the mail once your eligible plan becomes active. The dollar amount on the card will be updated automatically. To use your card:

  1. As soon as you receive it in the mail, activate it online, over the phone or through the mobile app.
  2. Shop at a participating store or use for payment wherever Visa debit cards are accepted.
  3. Pick out any approved item or service you need.
  4. Swipe or scan your Humana Spending Account Visa® debit card during checkout.
  5. Your card will cover the costs of approved items up to your benefit allowance.

More help choosing the plan that’s right for you

See plans in your area

View plans with their premiums and copays. You can also see if the drugs you take are now covered and what they’ll cost based on your plan choice.

Call or request a call

Licensed Humana sales agents are ready to help guide you through the process of choosing the coverage that’s best for you.

1-888-204-4062 (TTY: 711) daily, 5 a.m. – 8 p.m. or
1-888-204-4062 (TTY: 711) daily, 5 a.m. – 8 p.m. or