Older woman shops for fresh fruit in grocery store.

Humana Healthy Options Allowance™: What is it and how does it work?

The Healthy Options allowance benefit on select Humana Medicare Advantage plans helps pay for certain foods, personal supplies and other eligible items. Learn the details of this benefit, who qualifies and more.

What is the Humana Healthy Options allowance?

The Healthy Options allowance helps eligible Humana Medicare Advantage plan members pay for eligible essential living expenses like groceries, over-the-counter (OTC) products and more at participating retailers.

Healthy Options allowance amounts vary by plan and location. Monthly allowances range from $25—$225 ($300—$2,700 annually). The allowance is stored on a member’s Humana Spending Account Card.

Who qualifies for the allowance?

The Healthy Options allowance is offered to eligible members enrolled in the following Humana Medicare Advantage plans:

Note: Be sure to check your Evidence of Coverage document each plan year to understand the eligibility requirements for this benefit.

For more information on your eligibility, please sign in to your MyHumana account.

Healthy Options allowance rollover now included in eligible plans

Starting in 2025, all Humana plans that offer a Healthy Options allowance will include the Healthy Options allowance rollover. While enrolled in the plan, any unused balance from 1 month will rollover to the next month and expire at the end of the plan year or disenrollment from the plan.

Already have a Humana Spending Account Card?

Visit HealthyBenefitsPlus.com/Humana to check your balance or find participating stores. You can also download the Healthy Benefits+ mobile app or simply call 855-396-0691 (TTY: 711), 24 hours a day, 7 days a week. 

Always safeguard your card. Even if the balance reaches zero, your next month’s allowance will be automatically reloaded to the same card.

Be sure to check plan documents each plan year to learn if there are any changes to eligibility requirements for your benefits.

Some examples of what the Healthy Options allowance may help pay for

View a broader list of eligible items

Groceries

Approved produce, beverages, dairy, meat and seafood, deli items, frozen and prepared foods, bakery items and more

Home and personal supplies

Toilet paper, paper towels, soap, shampoo, toothpaste, toothbrushes, cleaning supplies, furnace filters, fans, space heaters and air conditioners

Over-the-counter items

Allergy, cold and flu medicine, vitamins and supplements, first aid, pain relief, digestive health products and more

Pet supplies

Pet food, pet toys, kitty litter and flea shampoo

Utilities, rent and mortgage

Rent or mortgage payments; home phone and internet service; electric, home heating and water and sewer bills

Assistive devices

Grab bars, raised toilet seats, low-vision aids and reaching aids

Disaster preparedness

Batteries, weather radios, flashlights and bottled water

How would you like to get started?

Shop online

Enter your ZIP code below to see the Humana plans available in your area.

ZIP code

Call us

Licensed Humana sales agents are available daily, 8 a.m. – 8 p.m.

1-888-204-4062 (TTY: 711)