Healthy teeth can mean a lifetime of bright smiles. You want that for your kids, and providing dental insurance can help.

According to the National Institute of Dental and Craniofacial Research, 42% of children ages 2 to 11 have cavities in their primary teeth.1 More than 20% of children ages 6 to 11 have cavities in their permanent teeth.2

To help keep your kids cavity-free and avoid pain or suffering that comes with tooth problems, they should visit the dentist regularly and start preventive dental care early.

How kids’ dental insurance can help

A good insurance plan often provides the following:

  • Exams and X-rays to find potential problems
  • Fluoride treatments to prevent cavities
  • Identification of bite issues (possible need for braces)
  • Emergency help for toothaches or accidents involving the teeth
  • Advice on brushing, flossing and diet

Purchasing dental insurance for your children helps to ensure they have access to the professional care they may need, and helps you manage the costs.

Options for kids’ dental insurance

A wide range of dental coverage is available to you and your family. You can choose traditional dental insurance like a preferred provider organization (PPO) or dental health maintenance organization (DHMO) or try some of the newer discount or savings plans, which work a little differently.

Whatever plan you choose, dental insurance is a good investment for your kids. It can help you manage the costs of common and not-so-common dental issues.

Considering a new dental plan? Let’s find one that works for you.


  1. “Dental Caries (Tooth Decay) in Children Age 2 to 11,” National Institute of Dental and Craniofacial Research, last accessed September 12, 2019,, opens new window.
  2. “Dental Caries (Tooth Decay) in Children Age 2 to 11.”

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