PPO dental insurance plans from Humana

Humana preferred provider organization (PPO) dental insurance plans give you the freedom to choose any licensed dentist or stay in our nationwide network for extra savings.

View plans and prices in your area today.

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Age

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Humana PPO dental plans offer flexibility and savings

Here are 3 of our popular plans.

Plan name and summary*

Preventive Value

Budget-friendly coverage for preventive and basic care.

Loyalty Plus

Benefits increase the longer you’re a member.

Complete Dental

Comprehensive coverage for preventive, basic and major services.

Monthly premium

Coverage*

Annual maximum

Unlimited

$1,000/$1,250/$1,500 per individual (year 1/2/3+)

$1,250/$1,500 per individual (year 1/year 2+)

Key benefits

No waiting period
No enrollment fee
No annual maximum
1-time deductible
100% preventive coverage

No waiting period for any covered services
Increasing benefits from years 1–3
1-time deductible

100% preventive, 80% basic and 50% major service coverage
$50/individual and $150/family annual deductible

Dentures/Crowns

No

Yes

Yes

Preventive Value

Budget-friendly coverage for preventive and basic care.

Monthly premium

Coverage*

Annual maximum

Unlimited

Key benefits

No waiting period
No enrollment fee
No annual maximum
1-time deductible
100% preventive coverage

Dentures/Crowns

No

Loyalty Plus

Benefits increase the longer you’re a member.

Monthly premium

Coverage*

Annual maximum

$1,000/$1,250/$1,500 per individual (year 1/2/3+)

Key benefits

No waiting period for any covered services
Increasing benefits from years 1–3
1-time deductible

Dentures/Crowns

Yes

Complete Dental

Comprehensive coverage for preventive, basic and major services.

Monthly premium

Coverage*

Annual maximum

$1,250/$1,500 per individual (year 1/year 2+)

Key benefits

100% preventive, 80% basic and 50% major service coverage
$50/individual and $150/family annual deductible

Dentures/Crowns

Yes

*Plans are not available in all states. Plan benefits may vary by state. Refer to the plan documents for complete details of coverage

Get a quick quote for plans in your area

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Find in-network dentists

Check if your current dentist is in our network.

Related articles

Dental HMO vs. PPO insurance plans: What’s the difference?

Types of dental insurance

6 tips for choosing the best dental insurance plan for you

Let’s help you find a plan today

To speak to a licensed Humana sales agent, call 866-597-0895 (TTY: 711), Monday – Friday, 8 a.m. – 9 p.m., Eastern time.

You can also shop online for dental plans in your area.

State

Age

“Humana” is the brand name for plans, products and services provided by one or more of the subsidiaries and affiliate companies of Humana Inc. (“Humana Entities”). Plans, products, and services are solely and only provided by one or more Humana Entities specified on the plan, product, or service contract, not Humana Inc. Not all plans, products, and services are available in each state.

Humana legal entities that offer, underwrite, administer or insure insurance products and services.

Individual Dental and Vision Plans

Humana Individual dental and vision plans are insured or offered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., CompBenefits Insurance Company, CompBenefits Company, CompBenefits Dental, Inc., Humana Employers Health Plan of Georgia, Inc. or Humana Health Benefit Plan of Louisiana, Inc. Discount plans offered by HumanaDental Insurance Company or Humana Insurance Company. For Arizona residents: Insured by Humana Insurance Company. For New Mexico residents: Insured by Humana Insurance Company. For Texas residents: Insured or offered by Humana Insurance Company, HumanaDental Insurance Company or DentiCare, Inc (d/b/a Compbenefits).

Group Dental and Vision Plans (Insurance through your employer)

Humana group dental plans are insured, offered, or administered by Humana Insurance Company, HumanaDental Insurance Company, Humana Insurance Company of New York, The Dental Concern, Inc., Humana Medical Plan of Utah, Inc., Humana Health Benefit Plan of Louisiana, Inc., CompBenefits Company, Humana Employers Health Plan of Georgia, Inc. or DentiCare, Inc. (d/b/a CompBenefits). In Arizona, group dental plans are insured by Humana Insurance Company. In New Mexico, group dental plans are insured by Humana Insurance Company. In Texas, group dental plans are insured by Humana Insurance Company or Humana Dental Insurance Company or offered by DentiCare, Inc. (d/b/a CompBenefits).

Humana group vision plans are insured or offered by Humana Insurance Company, Humana Health Benefit Plan of Louisiana, Inc., Humana Insurance Company of New York, or The Dental Concern, Inc. In Arizona, group vision plans are insured by Humana Insurance Company. In New Mexico, group vision plans are insured by Humana Insurance Company. In Texas, group vision plans are insured by Humana Insurance Company.

Group Life Insurance Plans (Insurance through your employer)

Humana group life plans are insured by Humana Insurance Company or Humana Insurance Company of Kentucky. In Arizona, group life plans are insured by Humana Insurance Company. In New Mexico, group life plans are insured by Humana Insurance Company. In Texas, group life plans are insured by Humana Insurance Company.

Group Disability Income Insurance Plans (Insurance through your employer)

Humana group disability income plans are insured by Humana Insurance Company or Humana Insurance Company of Kentucky. In Arizona, group disability income plans are insured by Humana Insurance Company. In New Mexico, group disability income plans are insured by Humana Insurance Company. In Texas, group disability income plans are insured by Humana Insurance Company.

Limitations and exclusions

This communication provides a general description of certain identified insurance or non-insurance benefits provided under one or more of our health benefit plans. Our health benefit plans have exclusions and limitations and terms under which the coverage may be continued in force or discontinued. For costs and complete details of the coverage, refer to the plan document or call or write your Humana insurance agent or the company. In the event of any disagreement between this communication and the plan document, the plan document will control.

Statements in languages other than English contained in the advertisement do not necessarily reflect the exact contents of the policy written in English, because of possible linguistic differences. In the event of a dispute, the policy as written in English is considered the controlling authority.

Individual applications are subject to eligibility requirements.

Before applying for group coverage, please refer to the pre-enrollment disclosures for a description of plan provisions which may exclude, limit, reduce, modify or terminate your coverage. View plan provisions or check with your sales representative.

For group plans, please refer to your Benefit Plan Document (Certificate of Coverage/Insurance or Summary Plan Description/Administrative Services Only) for more information on the company providing your benefits.

DISCOUNT ONLY – NOT INSURANCE. Discounts are only available at participating providers. The range of discounts will vary based upon participating provider chosen to provide services. Retail prices may vary by location. Humana does not make payment for these services. You are obligated to pay for all services received and you will receive a discount from the participating provider. A list of participating providers is available upon request.

Dental PPO plans are not offered in all states.

For Texas: This plan provides benefits for contracted and non-contracted dentists. Non-contracted dentists have not agreed to provide services at contracted fees. If a member sees a non-contracted dentist their out of pocket costs may be higher than that charged by contracted dentists.

For Colorado: The Network Access Plan, which describes an access plan specific to your network, is available by calling the customer service number found on your Humana Vision ID Card/Dental ID card and requesting a copy.

Dental and vision plans, excluding Dental Savings Plus, may have a minimum one-year initial contract period.

Payment may include an administration fee. Association membership and fees may be required on some plans in some states. A one-time, non-refundable enrollment fee may apply (the fee is non-refundable as allowed by state requirements). Applicable fees are disclosed at time of enrollment.

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