Loyalty Plus dental plan

Humana dental plan

No copays, no waiting periods, plus an annual benefit maximum that increases over a 3-year period.

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Dental insurance that gets better with time

This plan offers day-one coverage with no waiting periods, and rewards you for your loyalty. You can see any dentist you want and your benefits increase over time. The percentage the plan pays toward services increases each year, up to the 3rd year. In the 1st year, the plan allows a maximum of $1,000 per individual, but that limit rises to $1,500 per person by year 3.

Highlights of the Humana Dental Loyalty Plus plan

Your annual benefit maximum for this plan grows over 3 years:

  • $1,000 maximum the 1st year
  • $1,250 maximum the 2nd year
  • $1,500 maximum the 3rd year on

Humana Loyalty Plus plan details and benefits

Your annual benefit maximum for this plan grows over 3 years:

  • Choose any dentist you like from more than 260,000 providers across the U.S.*
  • Maximum annual benefit limit rises over 3 years
  • Percentage paid for basic and major services increases over 3 years
  • You can pay your premiums by mail, by phone or online
  • No waiting period on any services

Basic dental services coverage

Includes coverage for fillings, extractions, and X-rays, available up to the annual benefit maximum

  • 40% covered for the 1st year
  • 55% covered for the 2nd year
  • 70% covered for the 3rd year and on

Major dental services coverage

Includes coverage for root canals, crowns, and dentures, available up to the annual benefit maximum.

  • 20% covered for the 1st year
  • 30% covered for the 2nd year
  • 50% covered for the 3rd year and on

This plan is not available to residents in Alaska, Connecticut, Georgia, Hawaii, Illinois, Maine, Montana, New Hampshire, Nevada, New York, Ohio, Oregon, Rhode Island, Texas, Vermont or Washington.

*Based on Humana network data, last accessed 1/31/2020

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