Medicare Advantage Chronic Condition Special Needs Plans

A C-SNP is a type of Medicare Advantage Special Needs Plan (SNP) designed for people who need extra support due to an eligible chronic or disabling condition. They include all the benefits of Original Medicare Part A and Part B and all C-SNPs are required to provide prescription drug coverage .

In fact, many Humana C-SNPs offer $0 copays on hundreds of prescriptions, including select medications to manage chronic conditions like diabetes and cardiovascular disease. You may also enjoy savings on select medications when you opt for mail-order delivery through  CenterWell Pharmacy®.

The Humana Healthy Options Allowance * benefit helps pay for things like eligible groceries, utility bills and rent, and includes the Healthy Options allowance rollover. Any unused balance from 1 month will roll over to the next month until you reach the end of the plan year or until you leave the plan. Benefits are accessed through the Humana Spending Account Card .

C-SNP members also enjoy a traditional over-the-counter (OTC) allowance . You can use it to buy items like vitamins, pain relievers and first aid supplies. 

To enroll in a Humana C-SNP, you must have Medicare Part A and Part B, your doctor must verify that you have a qualifying health condition and you must live in an area where a C-SNP plan is available. Common qualifying conditions include chronic kidney disease (CKD), including end-stage kidney disease (ESKD), also referred to as end-stage renal disease (ESRD), diabetes, cardiovascular disease, chronic heart failure and chronic lung disease.  

Note: You have 60 days from your first day of coverage for your doctor to verify your qualifying health condition in order to stay enrolled in a C-SNP.