Medicare Advantage Chronic Condition Special Needs Plans

Need help managing a chronic health condition? A Medicare Advantage Chronic Condition Special Needs Plan (C-SNP) may be right for you.

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Patient smiles up at her care provider while being pushed in a wheelchair.

How a C-SNP works

A C-SNP is a type of Medicare Advantage Special Needs Plan (SNP) designed for people who need extra support due to an eligible chronic or disabling condition. They include all the benefits of Original Medicare Part A and Part B and all C-SNPs are required to provide prescription drug coverage.

Who can enroll

To enroll in a Humana C-SNP, you must have Medicare Part A and Part B, and your doctor must verify that you have a qualifying health condition. Common qualifying conditions include end-stage kidney disease (ESKD), also referred to as end-stage renal disease (ESRD), diabetes, chronic heart failure and chronic lung disease.

Note: You have 60 days from doctor verification of a qualifying health condition to enroll in a C-SNP.

Select C-SNPs also include the Humana Healthy Options Allowance™

The Healthy Options allowance benefit is included in select C-SNPs to help pay for things like food, pet supplies, utility bills and rent. Starting in 2025, all C-SNPs with a Healthy Options allowance will include the Healthy Options allowance rollover. While enrolled in the plan, any unused balance from 1 month will rollover to the next month and expire at the end of the plan year or disenrollment from the plan.