Skip to main content

Using your Humana Spending Account Card

This new card replaces Humana’s Healthy Options, OTC and Flex allowance cards.

A woman shops for produce at the local grocery
graphic representing Healthy Foods, OTC and Flex allowance cards combining into one.

Does your Humana Medicare Advantage plan include a Healthy Options, OTC or Flex allowance?

If so, your spending allowances will automatically be loaded onto your Humana Spending Account Card. This card can hold up to 3 allowances and may be used just like a debit card to pay for eligible good and services.

Man uses his card to pay a bill online

Shopping with your Humana Spending Account Card

Whether shopping for essentials at participating retailers, making eligible payments online or using an allowance for covered services like rent or utilities, you can use your card wherever Visa is accepted.

Other ways to use your card include*:

  • In-store: Pay your eligible utility bills at your local Walmart Customer Service desk or money center
  • Online: Sign up at and click on “Bill Pay”
  • By phone: To pay a utility bill, have your bill handy and call Healthy Benefits Plus at 855-396-0691 (TTY: 711)
*If your plan includes multiple allowances, your allowances cannot be combined. Limitations and restrictions may apply.

Allowances help stretch your budget

Paying bills and putting healthy food on the table can be challenging. That’s why some Humana Medicare Advantage plans offer allowances to help pay for things like approved foods, over-the counter (OTC) items, out-of-pocket healthcare costs for covered dental, hearing and vision care—and now even utility bills, rent or mortgage payments. These allowance types and amounts vary by plan and location.

Healthy Options allowance

Get help paying for eligible groceries, OTC products, utilities, rent, pet care and more.

Learn more about the Healthy Options allowance

OTC allowance

Get an allowance to use toward OTC medicine, vitamins, first-aid supplies, incontinence supplies and more.

Learn more about the OTC allowance

Flex allowance

Get $250 or more annually to use toward your plan’s covered dental, vision or hearing services.

Learn more

See plans in your area

View plans with their premiums and copays. You can also see if the drugs you take now are covered and what they’ll cost based on your plan choice.

Already have a Humana Healthy Options allowance?

To check your balance or find a participating retailer, visit Healthy Benefits Plus™. For details about this benefit, sign in to your MyHumana account.


For questions about using your card, please view our FAQs, PDF or call the member help line at 855-396-0691 (TTY: 711).