Once you receive your Humana Spending Account Card in the mail, you must activate it before you can use it. Activate your card online at
If you already have a card,
Using your Humana Spending Account Card
Does your Humana Medicare Advantage plan include a Humana Healthy Options Allowance™ or over-the-counter (OTC) allowance?
If so, your spending allowances will automatically be loaded onto your Humana Spending Account Card. This card can hold multiple allowances and may be used just like a debit card to pay for eligible goods and services.
Allowances help stretch your budget
Learn how each allowance can help you save on out-of-pocket costs.
Humana Healthy Options allowance
Get help paying for eligible groceries, over-the-counter (OTC) health and wellness products, utilities, rent, pet supplies and more.
OTC allowance
Get an allowance to use toward over-the-counter medicine, vitamins, first aid supplies, incontinence supplies and more. There are 2 types of OTC allowance benefits: OTC Mail Order and OTC Allowance.