2026 Medicare Part D prescription drug plans (PDP)

Original Medicare doesn’t include coverage for prescription drugs, so consider a stand-alone Medicare Part D prescription drug plan to help you save.

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A PDP member reviews her medicines.

Looking for coverage that begins before Jan. 1, 2026? Shop 2025 PDP plans now .

Check if the prescription drugs you take now are covered and see what they’ll cost on 1 of our plans

Already taking prescription drugs? It’s easy to see if they’re covered by our Part D plans and what they’ll cost based on the plan you choose. Plans vary by location, so enter your ZIP code to check plans in your area.

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A few good things to know before shopping for a Medicare Part D plan

Here are a few things to consider when choosing the best plan for you.

Avoid the Part D late-enrollment penalty

If you don’t sign up for a Part D plan when first eligible and you don’t have other creditable drug coverage opens in new window , you’ll likely pay a Part D late-enrollment penalty to join later. Consider enrolling in a low-premium Part D plan now to avoid the penalty in years to come.

Enjoy the security of an annual maximum out-of-pocket cost

All 2026 Medicare Part D plans feature a $2,100 maximum out-of-pocket cost. Once your out-of-pocket costs reach $2,100, your Part D plan will pay 100% for your covered drugs for the rest of the plan year.

Help for Medicare members who take insulin

Out-of-pocket costs for insulin are capped at $35 for a 30-day supply of Medicare Part B and Part D insulins under the Inflation Reduction Act  (IRA).

Learn about Medicare Part D prescription drug plans

How would you like to get started?

Shop online

Enter your ZIP code below to see the Humana plans available in your area.

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Licensed Humana sales agents can help daily, 5 a.m. – 8 p.m.

1-888-204-4062 (TTY: 711)

1-888-204-4062 (TTY: 711)

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