Skip to main content

We offer 3 PDPs to support a variety of health needs and budgets

Compare our plans below. Adding a PDP to Original Medicare or a Medicare Supplement plan offers an added layer of protection against high healthcare costs. If you currently take prescription medication, you can use our Drug List to see what you'll pay for refills with each plan. Need coverage that begins before January 1, 2021? View our 2020 plans here.

Humana Walmart Value Rx Plan

Best for:
Members looking for a plan with an affordable premium that also provides valuable benefits such as copays as low as $1 and a $0 deductible on Tier 1 and Tier 2 drugs

Monthly premium:
$17.20

Annual prescription deductible:
$0 – Tiers 1 and 2
$445 – Tiers 3, 4 and 5

Pharmacy network:
Shop at a broad network of pharmacies nationwide, and enjoy preferred cost-sharing** at Humana Pharmacy, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger, Harris Teeter, HEB and Costco pharmacies for additional savings.

Humana Premier Rx Plan

Best for:
Members who want the security of our most comprehensive prescription drug plan, with copays as low as $0 and $0 deductibles on over 900 Tier 1 and Tier 2 drugs. Also offers an affordable copay of just $30 on select insulins at preferred retail pharmacies.

Monthly premium:
$58.30 - 72.50*

Annual prescription deductible:
$0 – Tiers 1 and 2
$445 – Tiers 3, 4 and 5
($305 in Puerto Rico)

Pharmacy network:
Shop at a broad network of pharmacies nationwide, and enjoy preferred cost-sharing** at Humana Pharmacy, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger, Harris Teeter, HEB and Costco pharmacies for additional savings.

Humana Basic Rx Plan

Best for:
Members who qualify for Extra Help, which may cover the entire cost of the premium on this plan. This plan offers basic coverage and access to a preferred cost-sharing network.

Monthly premium:
$19.70 - $45.00*

Annual prescription deductible:
$445 on all tiers

Pharmacy network:
Shop at a broad network of pharmacies nationwide, and enjoy preferred cost-sharing** at Humana Pharmacy, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger, Harris Teeter, HEB and Costco pharmacies for additional savings.

*Premium varies by state or region. Please refer to the Summary of Benefits and Coverage for your state for additional information.

**If you don't live in an area where preferred cost-sharing pharmacies are close to you, your ability to take advantage of this benefit will be limited. In some areas, preferred cost-sharing pharmacies may be extremely limited.

How drug tiers work

Some plans group their formulary, or Drug List, into tiers. Tiers help determine the amount you’ll pay for your prescription. Typically, drugs in lower tiers cost less than those in higher tiers.

Tier 1 – Preferred generics - usually includes more common, lower cost, generic prescription drugs
Tier 2 – Generics - usually includes higher cost generic prescription drugs and some lower cost brand prescription drugs
Tier 3 – Preferred brand - brand name drugs that don't have a generic equivalent
Tier 4 – Nonpreferred drug - higher-priced brand and generic drugs with no preferred cost share
Tier 5 – Specialty Tier - the most expensive drugs, usually used to treat complex conditions like cancer, multiple sclerosis or rheumatoid arthritis

If you're currently taking prescription medication, you can use our search tool to look up a specific drug. It will tell you if the drug is covered by Humana and which tier it's listed under. It may also offer alternatives and generics that might save you money.

Go to printable drug list

Get help managing your medications

If you’re taking a number of medications prescribed by more than one doctor, you may be eligible to take advantage of Medication Therapy Management (MTM). Through this program, you can meet one-on-one with a doctor or pharmacist to learn more about your medicines and how they work, ask questions about side effects or interactions with other medications and look for opportunities to lower your costs.

Good things to know before you shop

  • If you opt for Original Medicare, a PDP could be a great addition, as Original Medicare doesn’t provide prescription drug coverage. For even more protection against high healthcare costs on Original Medicare, you can pair a PDP with a Medicare Supplement insurance plan.
  • If you don’t sign up for a prescription drug plan when you’re first eligible and you don’t have other creditable drug coverage, you’ll likely pay a late enrollment penalty if you join later, and you’ll continue to pay that penalty each month for as long as you have your plan.
  • Already taking one or more prescription drugs? Resist the urge to shop based on premium alone. Consider the deductibles (the amount you pay for prescription drugs before your plan begins to pay) and the copays (a set dollar amount you pay for each prescription you fill). Some plans have a $0 deductible and $0 copays on certain drug tiers, which can add up to real savings over time.