**If you don't live in an area where preferred cost-sharing pharmacies are close to you, your ability to take advantage of this benefit will be limited. In some areas, preferred cost-sharing pharmacies may be extremely limited.
See plans in your area
See plans with their premiums, copays and participating pharmacies
How drug tiers work
Some plans group their formulary, or Drug List, into tiers. Tiers help determine the amount you’ll pay for your prescription. Typically, drugs in lower tiers cost less than those in higher tiers.
Tier 1: Preferred generics - usually includes more common, lower-cost, generic prescription drugs
Tier 2: Generics - usually includes higher cost generic prescription drugs and some lower-cost brand prescription drugs
Tier 3: Preferred brand – brand-name drugs that don't have a generic equivalent
Tier 4: Nonpreferred drug - higher-priced brand and generic drugs with no preferred cost share
Tier 5: Specialty tier - the most expensive drugs, usually used to treat complex conditions, such as cancer, multiple sclerosis or rheumatoid arthritis
If you're currently taking prescription medication, you can use our search tool to look up a specific drug. It will tell you if the drug is covered by Humana and which tier it's listed under. It may also offer alternatives and generics that might save you money.
Get help managing your medications
If you’re taking a number of medications prescribed by more than 1 doctor, you may be eligible to take advantage of Medication Therapy Management (MTM). Through this program, you can meet one-on-one with a doctor or pharmacist to learn more about your medicines and how they work, ask questions about side effects or interactions with other medications and look for opportunities to lower your costs.