2022 Humana Medicare prescription drug plans (PDPs)

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Our PDPs support a variety of health needs and budgets

Adding a PDP to Original Medicare to help with prescription drug costs offers an added layer of protection against high healthcare costs. If you currently take prescription medication, you can use our Drug List to see which plans cover the medication you take.

Do you need coverage that begins before January 1, 2022? View our 2021 plans here.

Adding a PDP to Original Medicare to help with prescription drug costs offers an added layer of protection against high healthcare costs. If you currently take prescription medication, you can use our Drug List to see which plans cover the medication you take.

Do you need coverage that begins before January 1, 2022? View our 2021 plans here.

Compare our plans below.

Humana Walmart Value Rx Plan® (PDP)

Best for:
Members looking for a plan with an affordable premium that also provides valuable benefits such as copays as low as $0 (depending on region) and a $0 deductible on Tier 1 and Tier 2 drugs

Monthly premium:
$22.70–$25

Annual prescription deductible:
$0 – Tiers 1 and 2
$480 – Tiers 3, 4 and 5

Pharmacy network:
Shop at a broad network of pharmacies nationwide, and enjoy preferred cost-sharing** at Humana Pharmacy®, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger and its brands, Harris Teeter, H-E-B and Costco pharmacies, where you may save even more.

Humana Premier Rx Plan (PDP)

Best for:
Members who want the security of our most comprehensive prescription drug plan, with $0 copays for Tier 1 and Tier 2 medications with no deductible for a 90-day supply filled at a preferred mail order pharmacy. For eligible* members, this plan also offers stable $35 or less Select Insulin copays per 30-day supply through the coverage gap when filled at an in-network pharmacy.

*The Insulin Savings Program is not available to members who receive Extra Help.

Monthly premium:
$68.40–$86.20

Annual prescription deductible:
$0 – Tiers 1 and 2
$480 – Tiers 3, 4 and 5

Pharmacy network:
Shop at a broad network of pharmacies nationwide, and enjoy preferred cost-sharing** at Humana Pharmacy, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger and its brands, Harris Teeter, H-E-B and Costco pharmacies, where you may save even more.

Humana Basic Rx Plan® (PDP)

Best for:
Members who qualify for Extra Help, which may cover the entire cost of the premium on this plan, and for people who want affordable basic coverage with access to a preferred cost-sharing network.

Monthly premium:
$23.90–$50.60

Annual prescription deductible:
$480 on all tiers

Pharmacy network:
Shop at a broad network of pharmacies nationwide, and enjoy preferred cost-sharing** at Humana Pharmacy, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger and its brands, Harris Teeter, H-E-B and Costco pharmacies, where you may save even more.

*Premium varies by state or region. Please refer to the Summary of Benefits for additional information.

**If you don't live in an area where preferred cost-sharing pharmacies are close to you, your ability to take advantage of this benefit will be limited. In some areas, preferred cost-sharing pharmacies may be extremely limited.

See plans in your area

See plans with their premiums, copays and participating pharmacies

Things to know before you shop

Original Medicare and PDP

If you opt for Original Medicare, a PDP could be a great addition, as Original Medicare doesn’t provide prescription drug coverage. For even more protection against high healthcare costs on Original Medicare, you can pair a PDP with a Medicare Supplement insurance plan.

Late enrollment penalty

If you don’t sign up for prescription drug coverage when you’re first eligible, and you don’t have other creditable drug coverage, you’ll likely pay a late enrollment penalty if you join later. You’ll generally continue to pay that penalty each month for as long as you have your plan.

Consider your options

Already taking 1 or more prescription drugs? Resist the urge to shop based on premium alone. Consider the deductibles (the amount you pay for prescription drugs before your plan begins to pay) and the copays (a set dollar amount you pay for each prescription you fill). Some plans have a $0 deductible and $0 copays on certain drug tiers, and our Humana Premier Rx Plan (PDP) participates in the Part D Senior Savings Model, which Humana calls the Insulin Savings Program. This program provides affordable, predictable copayments on Select Insulins for eligible members.

How drug tiers work

Some plans group their formulary, or Drug List, into tiers. Tiers help determine the amount you’ll pay for your prescription. Typically, drugs in lower tiers cost less than those in higher tiers.

Tier 1: Preferred generics—usually includes more common, lower-cost, generic prescription drugs
Tier 2: Generics—usually includes higher cost generic prescription drugs and some lower-cost brand prescription drugs
Tier 3: Preferred brand—brand-name drugs that don't have a generic equivalent
Tier 4: Non-preferred drug—higher-priced brand and generic drugs with no preferred cost share
Tier 5: Specialty tier—the most expensive drugs, usually used to treat complex conditions such as cancer, multiple sclerosis or rheumatoid arthritis

If you're currently taking prescription medication, you can use our search tool to look up a specific drug. It will tell you if the drug is covered by Humana and which tier it's listed under. It may also offer alternatives and generics that might save you money.

Go to printable drug list

Get help managing your medications

If you’re taking a number of medications prescribed by more than 1 doctor, you may be eligible to take advantage of Medication Therapy Management (MTM). Through this program, you can meet 1-on-1 with a doctor or pharmacist to learn more about your medicines and how they work, ask questions about side effects or interactions with other medications and look for opportunities to lower your costs.