2025 Medicare Part D prescription drug plans (PDP)

Original Medicare doesn’t include coverage for prescription drugs, so consider a stand-alone Medicare Part D prescription drug plan to help you save.

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A customer chats with her pharmacist.

Check if the prescription drugs you take now are covered and see what they’ll cost on 1 of our plans

Already taking prescription drugs? It’s easy to see if they’re covered by our Part D plans and what they’ll cost based on the plan you choose. Plans vary by location, so enter your ZIP code to check plans in your area.

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A few good things to know before shopping for a Medicare Part D plan

Here are a few things to consider when choosing the best plan for you.

Avoid the Part D late-enrollment penalty

If you don’t sign up for a Part D plan when first eligible and you don’t have other creditable drug coverage, you’ll likely pay a  Part D late-enrollment penalty to join later. Consider enrolling in a low-premium Part D plan now to avoid the penalty in years to come.

Enjoy the security of an annual maximum out-of-pocket cost

All 2025 Medicare Part D plans feature a $2,000 maximum out-of-pocket cost. Once your out-of-pocket costs reach spend $2,000 in out-of-pocket costs, your Part D plan will pay 100% for covered drugs for the rest of the plan year.

Manage your budget with the Medicare Prescription Payment Program

This program lets you pay for your covered prescriptions in monthly installments instead of all at once.

Help for Medicare members who take insulin

Out-of-pocket costs for insulin are capped at $35 for a 30-day supply of Medicare Part B and Part D insulins under the Inflation Reduction Act (IRA).

Learn about Medicare Part D prescription drug plans

How would you like to get started?

Shop online

Enter your ZIP code below to see the Humana plans available in your area.

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Licensed Humana sales agents can help

(TTY: 711) Monday – Friday, 8 a.m. – 8 p.m.

1-888-204-4062 (TTY: 711)

1-888-204-4062 (TTY: 711)

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