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Humana 2023 Medicare Part D plans (PDP)

Original Medicare doesn’t include coverage for most prescription drugs. Adding a stand-alone prescription drug plan (PDP)—also called Medicare Part D—can help you pay for your prescriptions and may protect you from high drug costs.

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How can I get coverage for prescription drugs?

Choose a stand-alone PDP

If you opt for Original Medicare, you can buy a Part D plan to complement your coverage. You can also purchase a Medicare Supplement plan to help with out-of-pocket costs for covered services that Original Medicare doesn’t pay, like copays and deductibles.

Consider Medicare Advantage

Another option is to choose a Medicare Advantage plan with prescription drug coverage built in. Medicare Advantage plans include all the benefits of Original Medicare, and most plans include coverage for prescription drugs—all in 1 easy-to-manage plan.

How much does Medicare Part D cost?

Each Medicare Part D plan has a monthly premium, but don’t shop based on the monthly premium alone! Consider the costs of deductibles and copays, as well as the plan’s covered drug list, as they vary with each plan. And if you currently take prescription drugs, our shopping tools make it easy to see what they will cost on each of our plans.

* If you don't live in an area where preferred cost-sharing pharmacies are close to you, your ability to take advantage of this benefit will be limited. In some areas, preferred cost-sharing pharmacies may be extremely limited. Learn more:

Important information about access to preferred cost-share pharmacy locations - ENGLISH, PDF

Important information about access to preferred cost-share pharmacy locations - SPANISH, PDF

† Premiums vary by state or region. Please refer to the Summary of Benefits for additional information.

Learn more about our 2023 prescription drug plans

Show me if my drugs are covered and what they’ll cost

Already taking prescription drugs? It’s easy to see if they’re covered by our plans and what they’ll cost based on the plan you choose. Already on Medicare? Use Medicare.gov’s secure Blue Button to easily access past claims to help you shop and compare plans.

Things to know before you shop

Avoid the PDP late-enrollment penalty

If you don’t sign up for a prescription drug plan when first eligible and you don’t have other creditable drug coverage, you’ll likely pay a penalty to join later, and you’ll continue to pay that penalty each month for as long as you have your plan. Consider enrolling in a low-premium Part D plan now to avoid the penalty in years to come.

Save more at preferred cost-sharing pharmacies

Our PDPs offer preferred cost sharing* at CenterWell Pharmacy, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Harris Teeter, H-E-B, Costco and the Albertsons Companies family of pharmacies. Using a preferred cost-sharing pharmacy may lower the cost of some of your prescriptions compared to standard cost-sharing pharmacies.

Help for Medicare members who take insulin

Our Premier Rx Plan (PDP) participates in the Part D Senior Savings Model, which Humana calls the Insulin Savings Program. This program provides affordable, predictable copayments on Select Insulins, PDF for eligible members—$35 or less for a 30-day supply at preferred network pharmacies.

How drug tiers work

Some plans group their formulary, or Drug List, into tiers. Tiers help determine the amount you’ll pay for your prescription. Typically, drugs in lower tiers cost less than those in higher tiers.

Tier 1: Preferred generics usually include more common, lower-cost, generic prescription drugs.
Tier 2: Generics usually include higher-cost generic prescription drugs and some lower-cost brand prescription drugs.
Tier 3: Preferred brands are brand-name drugs that don't have a generic equivalent.
Tier 4: Non-preferred drug is a higher-priced brand and generic drugs with no preferred cost share.
Tier 5: Specialty tier is the most expensive drugs, usually used to treat complex conditions such as cancer, multiple sclerosis or rheumatoid arthritis.

If you're currently taking prescription medication, you can use our search tool to look up a specific drug. It will tell you if the drug is covered by Humana and which tier it's listed under. It may also offer alternatives and generics that might save you money.

Go to printable drug list

Learn more about Medicare Part D coverage

Get help managing your medications

If you’re taking a number of medications prescribed by more than 1 healthcare provider, you may be eligible to take advantage of Medication Therapy Management (MTM). Through this program, you can meet 1-on-1 with a healthcare provider or pharmacist to learn more about your medications, how they work, ask questions about side effects or interactions with other medications and look for opportunities to lower your costs.

See plans in your area

See plans with their premiums, copays and participating pharmacies