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2025 Medicare Part D prescription drug plans (PDP)

Original Medicare doesn’t include coverage for prescription drugs, so consider a stand-alone Medicare Part D prescription drug plan to help you save.

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Looking for coverage that begins before Jan. 1, 2025? Shop 2024 plans now.

Humana offers 3 Medicare Part D prescription drug plans

Humana Value Rx Plan™ (PDP)

Humana Premier Rx Plan™ (PDP)

Humana Basic Rx Plan™ (PDP)

Check if the prescription drugs you take now are covered and see what they’ll cost on 1 of our plans

Already taking prescription drugs? It’s easy to see if they’re covered by our Part D plans and what they’ll cost based on the plan you choose. Plans vary by location, so enter your ZIP code to check plans in your area.

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A few good things to know before shopping for a Medicare Part D plan

Here are a few things to consider when choosing the best plan for you.

Avoid the Part D late-enrollment penalty

If you don’t sign up for a Part D plan when first eligible and you don’t have other creditable drug coverage, you’ll likely pay a Part D late-enrollment penalty to join later. Consider enrolling in a low-premium Part D plan now to avoid the penalty in years to come.

Enjoy the security of an annual maximum out-of-pocket cost

All 2025 Medicare Part D plans feature a $2,000 maximum out-of-pocket cost. Once your out-of-pocket costs reach spend $2,000 in out-of-pocket costs, your Part D plan will pay 100% for covered drugs for the rest of the plan year.

Manage your budget with the Medicare Prescription Payment Program

This program lets you pay for your covered prescriptions in monthly installments instead of all at once.

Help for Medicare members who take insulin

Out-of-pocket costs for insulin are capped at $35 for a 30-day supply of Medicare Part B and Part D insulins under the Inflation Reduction Act (IRA).

Learn about Medicare Part D prescription drug plans

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Types of Medicare plans

What is Medicare Part D?

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Prescriptions and benefits

Compare MAPD vs. PDP

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Prescriptions and benefits

Medication Therapy Management program

How would you like to get started?

Shop online

Enter your ZIP code below to see the Humana plans available in your area.

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Call us

Licensed Humana sales agents can help daily, 5 a.m. – 8 p.m.

1-888-204-4062 (TTY: 711)

1-888-204-4062 (TTY: 711)

or request a call

Humana is a Medicare Advantage PPO organization with a Medicare contract. Enrollment in any Humana plan depends on contract renewal.

Some links on this page may take you to Humana non-Medicare product or service pages or to a different website.

Other pharmacies are available in our network. Provider may also contract with other Plan Sponsors.

Other pharmacies may be available in our network. You can locate network pharmacies by visiting Humana.com/finder/pharmacy. CenterWell Pharmacy is the preferred cost-sharing mail-order pharmacy under many Humana MAPD and PDP plans. There are other pharmacies, including preferred cost-sharing retail pharmacies, are available in our network. Members can choose any network pharmacy for their prescriptions.

For 2024, The Humana Premier RX Plan (PDP) and the Humana Walmart Value RX Plan (PDP) Prescription Drug Plan pharmacy networks include limited lower-cost, preferred pharmacies in urban areas of AR, CT, DE, IA, IN, KY, MA, MI, MN, MO, ND, NJ, NY, OH, RI, SD, TN, WI, WV; suburban areas of AZ, CT, DE, HI, IN, MA, MI, MN, MT, ND, NJ, NY, OH, PA, PR, RI, WI, WV; and rural areas of AK, IA, MN, MT, ND, NE, SD, VT, WY. There are an extremely limited number of preferred cost share pharmacies in urban areas in the following states: DE, MI, MN, ND; suburban areas of MT and ND; and rural areas of ND. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including whether there are any lower-cost preferred pharmacies in your area, please call Customer Care at 1-800-281-6918 (TTY: 711) or consult the online pharmacy directory at Humana.com.

For 2025, The Humana Premier RX Plan (PDP) and the Humana Value RX Plan (PDP) Prescription Drug Plan pharmacy networks include limited lower-cost, preferred pharmacies in urban areas of AR, CT, DE, IA, IN, KY, MA, MI, MN, MO, ND, NJ, NY, OH, RI, SD, TN, WI, WV; suburban areas of AZ, CT, DE, HI, IN, MA, MI, MN, MT, ND, NJ, NY, OH, PA, PR, RI, WI, WV; and rural areas of AK, IA, MN, MT, ND, NE, SD, VT, WY. There are an extremely limited number of preferred cost share pharmacies in urban areas in the following states: DE, MI, MN, ND; suburban areas of MT and ND; and rural areas of ND. The lower costs advertised in our plan materials for these pharmacies may not be available at the pharmacy you use. For up-to-date information about our network pharmacies, including whether there are any lower-cost preferred pharmacies in your area, please call Customer Care at 1-800-281-6918 (TTY: 711) or consult the online pharmacy directory at Humana.com.

The Insulin Savings Program is not included on all plans, nor is it available to members who receive Extra Help.

All product names, logos, brands and trademarks are property of their respective owners, and any use does not imply endorsement.

© Humana 2024

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Last Updated: 10/01/2024