Laser-assisted in situ keratomileusis (Lasik) is a simple and safe laser eye surgery that helps correct vision problems like nearsightedness, farsightedness or astigmatism. It reshapes the cornea (the clear front part of your eye) so light focuses properly on the retina, giving you clearer vision—often without the need for glasses or contacts.1
Since Lasik is usually an elective procedure, it’s not generally covered by most insurance plans, although there are exceptions.
On average, in 2025, Lasik eye surgery in the U.S. costs around $2,200 per eye or $4,400 for both eyes.2 Some Humana vision plans offer reduced fees for Lasik surgery with select network providers:3
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Most insurance plans don’t cover Lasik eye surgery since it’s usually considered elective. However, in rare cases, some plans might cover it if it’s deemed medically necessary—like if you have vision issues due to an injury or surgery, or you can’t wear glasses or contacts. Coverage rules can vary, so it’s always a good idea to check with your insurance provider.
Lasik is a popular way to fix vision problems, but it’s not right for everyone. It might not be a good option if you have thin or irregular corneas, glaucoma, autoimmune conditions like lupus or rheumatoid arthritis, or if you take corticosteroids. A thorough exam from an eye care specialist can tell you if Lasik is a good fit for you.3
If you have a flexible spending account (FSA) through your employer, you could use it to pay for part of the cost of the procedure.
An FSA is an untaxed account that allows you to contribute money for health-related expenses within 1 calendar year. For 2026, the yearly limit for contributions into an FSA is $3,400. That may only be enough to cover 1 eye for Lasik eye surgery. But here are 2 ways you might be able to stretch your FSA funds beyond the $3,400 limit:
Employers can offer 1 of these FSA options, but not both—and some employers may not offer either. Be sure to confirm your FSA options before you plan your Lasik procedure.
Another way to save for Lasik is with a health savings account (HSA). Like an FSA, an HSA is a tax-free account for health expenses, but there are some key differences. To open an HSA, you need to have a high-deductible health insurance plan. The big perk? HSA funds roll over year to year, so you don’t lose what you don’t use. Plus, the 2026 contribution limits are higher: $4,400 for individuals and $8,750 for families. You can use these tax-free savings to help pay for your Lasik procedure.
Humana vision plans offer discounts on Lasik eye surgery. Check out our Humana vision insurance plans now to find an affordable vision plan in your area!
Most people feel little to no discomfort during the procedure because numbing eye drops are used. You might feel some pressure on your eye, but it’s usually quick and manageable. After the procedure, your eyes may feel a bit dry, itchy, or irritated for a day or 2, but this can usually be relieved with prescribed eye drops.4
The procedure permanently reshapes your cornea to correct vision issues, and for most people, the improvement is stable for many years. However, your eyes can still change over time due to aging or other factors, like presbyopia (age-related farsightedness) or cataracts. If your vision changes significantly down the road, you might need glasses, contacts, or even a touch-up procedure.5
Not everyone is a good fit for Lasik. You might not be able to get it if you have:
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