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Complete Dental

Humana dental plan

Save on basic and major services with this Humana PPO dental plan. No deductibles and no waiting period for preventive care.

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A dental plan that maintains your healthy smile

If you are moving from your employer’s insurance to a plan of your own, this may be the right coverage for you.

With this preferred provider organization (PPO) plan, the focus is on maintenance, so you benefit from being someone who already takes care of your dental health.

Highlights of the Humana Complete Dental plan

  • 117,000 dentist and specialist locations across the U.S.*
  • Pay your premiums by mail, by phone or online

You’ll pay an annual deductible of $50/person or $150/family—but there is no deductible if you use in-network providers for preventive services!

Plan details and benefits

Preventive care

Receive these services with no waiting period:

  • 2 routine oral examinations per year
  • 2 cleanings per year
  • 2 topical fluoride treatments per year
  • 1 limited oral evaluation per year

In-network coverage: 100% covered with no deductible (some limits apply)

Basic care

A 6-month waiting period† applies to these services. Waiting periods may be waived on basic services if the member had prior coverage for 12 continuous months.

  • Emergency care including extractions and root removal
  • 1 filling per tooth per 2 years
  • Initial placement for space maintainers for ages 14 and under
  • Prefabricated stainless steel crowns

In-network coverage: 80% covered after paying the deductible (some limits apply)

Major services

A 12-month waiting period applies to these services. Waiting periods may be waived on major services if the member had prior coverage for 12 continuous months.

  • Oral surgery, including 1 root canal per tooth per lifetime
  • Complete and partial dentures once per 5 years, plus repairs and adjustments
  • Crowns, onlays and inlays, 1 per tooth per 5 years

Also included with no waiting period: Periodontal maintenance (limit 2 per year) and periodontal scaling and root planing (limit 1 per quadrant every 3 years).

In-network coverage: 50% covered after paying the deductible (some limits apply)

This plan is available to residents of Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New York, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Tennessee, Utah and Wisconsin.

* Based on Humana network data, last accessed Oct. 2023.

† These waiting periods do not apply in Tennessee

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