How the Dental Savings Plus plan works
This plan is not dental insurance, but a dental discount program. With this plan, there are no deductibles to meet and no copays for office visits. As a member, you are entitled to discounts for preventive, basic and major services.
You can use as many services as you’d like each year. You simply pay out of pocket for any dental care, but at a discounted member rate. This may be a good option if you are in need of a lot of dental work that might exceed regular annual insurance limits.
You can also take advantage of discounts for other medical services such as alternative medicine, vision care and prescription drugs.
Highlights of the Humana Dental Savings Plus plan
- No waiting periods, deductibles or copays
- No limit on the number of services you can use each year
- Discounts for orthodontics up to 20%
- Discounts for prescriptions averaging 37%