Loyalty Plus dental plan

This plan offers day-one coverage with no waiting periods, and rewards you for your loyalty. You can see any dentist you want and your benefits increase over time. The percentage the plan pays toward services increases each year, up to the 3rd year. In the 1st year, the plan allows a maximum of $1,000 per individual, but that limit rises to $1,500 per person by year 3.

Your annual benefit maximum for this plan grows over 3 years:

• $1,000 maximum the 1^st year
• $1,250 maximum the 2^nd year
• $1,500 maximum the 3^rd year on

Your annual benefit maximum for this plan grows over 3 years:

• Choose any dentist you like from more than 117,000 dentists and specialists in our nationwide network*
• Maximum annual benefit limit rises over 3 years
• Percentage paid for basic and major services increases over 3 years
• You can pay your premiums by mail, by phone or online
• No waiting period on any services

Basic dental services coverage

Includes coverage for fillings, extractions, and X-rays, available up to the annual benefit maximum

• 40% covered for the 1^st year
• 55% covered for the 2^nd year
• 70% covered for the 3^rd year and on

Major dental services coverage

Includes coverage for root canals, crowns, and dentures, available up to the annual benefit maximum.

• 20% covered for the 1^st year
• 30% covered for the 2^nd year
• 50% covered for the 3^rd year and on

This plan is available to residents in Alabama, Arizona, Arkansas, California, Colorado, Delaware, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Utah, Virginia, West Virginia, Wisconsin, Wyoming