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If you are moving from your employer’s insurance to a plan of your own, this coverage may be right for you.
With this PPO plan, the focus is on maintenance, so you benefit from continuing to protect and care for your dental health.
For example, you can take advantage of preventive care right away. With more than 270,000 nationwide providers to choose from, you’ll easily be able to find a dentist in your area.
Use one of those in-network providers for preventive services and your deductible is waived. Choose an out-of-network provider and the annual deductible applies ($50 per person or $150 per family). (Other services must meet annual deductibles.)
|Preventive||Exams, cleanings, X-rays||100% (after deductible; some limits apply)||None|
|Basic||Fillings, extractions, emergency care||80% (after deductible; some limits apply)||6 months* (may be waived with proof of dental insurance for the previous 12 months)|
|Major||Root canals, crowns, dentures, onlays, inlays, oral surgery||50% (after deductible; some limits apply)||12 months* (may be waived with proof of dental insurance for the previous 12 months)|
*No waiting period in Tennessee
You already know the importance of good dental insurance. With immediate access to preventive care, low deductibles, and great savings on basic and major services, the Humana Complete Dental plan may be a great option.