Our most comprehensive prescription drug plan (PDP) coverage with a generous formulary (or Drug List) to help you manage your drug costs.
Enjoy affordable or even $0 copays for Tier 1 and Tier 2 medications—with no deductible—and an affordable $30 copay for a 30-day supply of select insulins at preferred cost-sharing pharmacies.
Compare the benefits of Humana’s 3 prescription drug plans (PDP)
Compare the benefits of Humana’s 3 prescription drug plans (PDP)
Compare Plans
Select plan
to compare
Select 2 or more plans to compare
Compare plans
Humana Premier Rx Plan (PDP)
Humana Walmart Value Rx Plan (PDP)
Humana Basic Rx Plan (PDP)
Best for
Members who want the security of our most comprehensive PDP, with copays as low as $0 and $0 deductibles on over 900 Tier 1 and Tier 2 drugs
Members looking for a plan with an affordable premium that also features copays as low as $1 and a $0 deductible on Tier 1 and Tier 2 drugs
Members who qualify for Extra Help, which may cover the entire cost of the premium on this plan. This plan offers basic coverage and access to a preferred cost-sharing network.
Monthly premium
$58.30–$72.50*
$17.20
$19.70–$45.00*
Annual prescription deductible
$0.00 – Tiers 1 and 2
$445.00 – Tiers 3, 4 and 5
($305 in Puerto Rico)
$0.00 – Tiers 1 and 2
$445.00 – Tiers 3, 4 and 5
$445.00 on all tiers
Number of covered prescription drugs
More than 3,700
More than 3,500
More than 3,450
Pharmacy network
Shop at a broad network of pharmacies nationwide, and enjoy preferred cost sharing† at Humana Pharmacy®, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger, Harris Teeter, HEB and Costco pharmacies for additional savings
Shop at a broad network of pharmacies nationwide, and enjoy preferred cost sharing† at Humana Pharmacy®, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger, Harris Teeter, HEB and Costco pharmacies for additional savings
Shop at a broad network of pharmacies nationwide, and enjoy preferred cost sharing† at Humana Pharmacy®, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger, Harris Teeter, HEB and Costco pharmacies for additional savings
See plans in your areaLearn more about Humana Walmart Value Rx Plan (PDP)Learn more about Humana Basic Rx Plan (PDP)
*Premium varies by state or region. Please refer to the Summary of Benefits and Coverage for your state for additional information.
†If you don't live in an area where preferred cost-sharing pharmacies are close to you, your ability to take advantage of this benefit will be limited. In some areas, preferred cost-sharing pharmacies may be extremely limited.
Compare Plans
Select plan
to compare
Select 2 or more plans to compare
Compare plans
Tier 1
Tier 2
Tier 3
Tier 4
Tier 5
Tier description
Preferred generic – usually includes more common, lower-cost, generic prescription drugs
Generic – this tier usually includes higher-cost generic prescription drugs and some lower-cost brand prescription drugs
Preferred brand – brand name drugs that don't have a generic equivalent
Non-preferred drug – higher-priced brand and generic drugs with no preferred cost share
Specialty tier – the most expensive drugs, usually used to treat complex conditions like cancer, multiple sclerosis or rheumatoid arthritis
Walmart, Walmart Neighborhood Market, Sam’s Club (no membership required), Publix, Kroger and its brands, Harris Teeter, HEB, and Costco preferred retail network pharmacies (30-day supply)
$1 copay
$4 copay
$45 copay
$30 copay on select insulinsƗ
39%–49% coinsurance*
25%–27% coinsurance*
All other retail network pharmacies cost sharing (30-day supply)
$5 copay
$10 copay
$47 copay
$35 copay on select insulinsƗ
48%–50% coinsurance*
25%–27% coinsurance*
Humana Pharmacy preferred mail-delivery pharmacy cost sharing (90-day supply)
$0 copay
$0 copay
$125 copay
$80 copay on select insulinsƗ
39%–49% coinsurance*
90-day supply not available for Tier 5
*Cost sharing varies by state or region. Please refer to the Summary of Benefits and Coverage for your state for additional information.
90-day supplies are available for most drugs on Tiers 1–4 (subject to quantity limits); member cost sharing for a 90-day supply is 3 times the amount for a 30-day supply
ƗThe Humana Premier Rx Plan includes the Part D Senior Savings Model (which Humana calls the Insulin Savings Program). It provides affordable, predictable copayments on select insulins through the first 3 drug payment stages of the Part D benefit, including the coverage gap otherwise known as the “donut hole”. On the Humana Premier Rx Plan, the copayment for select insulins is the same for both vials and pens. Select insulins include all of the preferred insulins on Humana’s formulary, including rapid-acting, short-acting, intermediate-acting, and long-acting insulin vials & pens.
Be sure to check the Drug List to see which insulins are covered. You can also find your other medications’ tiers and choose a plan based on those costs. You’re not required to have a prescription drug plan, but you may face a late enrollment penalty for not enrolling when you’re first eligible for Medicare.
More help choosing the plan that’s right for you
Rx Calculator
See if the drugs you’re currently taking are covered and what they’ll cost based on your plan choice.