You don’t have to sacrifice coverage for costs. In many areas, we offer $0 monthly premium plans with all the benefits of Original Medicare Part A and Part B and so much more. Many include coverage for prescription drugs and routine dental, vision and hearing care.

Why are some Medicare Advantage plan premiums $0?

Enroll in a Medicare Advantage plan with this benefit and the plan will pay some or all of your Part B monthly premium ($148.50 in 2021) through a credit on your Social Security check. That’s real savings.

How the Part B premium reduction works

Does your plan include an OTC allowance? An OTC allowance gives you a set amount you can spend on eligible over-the-counter items with no out-of-pocket costs to you. Shop everything from basic first-aid items and pain relievers to incontinence products, safety grab bars and more.

How the OTC benefit works

Unlike Original Medicare, many Humana Medicare Advantage plans include coverage for dental exams, cleanings and X-rays, and some even include coverage for fillings, extractions, dentures and crowns.

See plans in your area

Many plans with prescription drug coverage include the Part D Senior Savings Model, which Humana calls the Insulin Savings Program. Eligible members will pay no more than $35 for up to a 30-day supply of Select Insulins on participating plans.

View Humana’s list of covered insulins, PDF opens in new window

Humana’s Medicare Advantage medical plan members can access most in-network telehealth services (also called telemedicine or virtual visits) for a $0 copay. This includes primary care, urgent care and behavioral-health services from participating in-network providers.

Discover the benefits of telehealth