Humana Basic Rx Plan (PDP)

A good option for members who qualify for Extra Help, which may cover the entire cost of the premium on this plan. This plan offers basic coverage and access to a preferred cost-sharing network.

Enjoy $0 copays on Tier 1 medications and $1 copays on Tier 2 drugs after deductible at thousands of preferred retail pharmacies

Compare the benefits of Humana’s 3 prescription drug plans (PDP)
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Humana Basic Rx Plan (PDP) Humana Premier Rx Plan (PDP) Humana Walmart Value Rx Plan (PDP) Best for Members who qualify for Extra Help, which may cover the entire cost of the premium on this plan. This plan offers basic coverage and access to a preferred cost-sharing network. Members who want the security of our most comprehensive PDP, with copays as low as $0 and $0 deductibles on over 900 Tier 1 and Tier 2 drugs Members looking for a plan with an affordable premium that also features copays as low as $1 and a $0 deductible on Tier 1 and Tier 2 drugs Monthly premium $19.70–$45.00* $58.30–$72.50* $17.20 Annual prescription deductible $445.00 on all tiers $0.00 – Tiers 1 and 2
$445.00 – Tiers 3, 4 and 5
($305 in Puerto Rico) $0.00 – Tiers 1 and 2
$445.00 – Tiers 3, 4 and 5 Number of covered prescription drugs More than 3,450 More than 3,700 More than 3,500 Pharmacy network Shop at a broad network of pharmacies nationwide, and enjoy preferred cost sharing† at Humana Pharmacy®, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger, Harris Teeter, HEB and Costco pharmacies for additional savings Shop at a broad network of pharmacies nationwide, and enjoy preferred cost sharing† at Humana Pharmacy®, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger, Harris Teeter, HEB and Costco pharmacies for additional savings Shop at a broad network of pharmacies nationwide, and enjoy preferred cost sharing† at Humana Pharmacy®, Walmart, Walmart Neighborhood Markets, Sam’s Club, Publix, Kroger, Harris Teeter, HEB and Costco pharmacies for additional savings See plans in your area Learn more about Humana Premier Rx Plan (PDP) Learn more about Humana Walmart Rx Plan (PDP)
*Premium varies by state or region. Please refer to the Summary of Benefits and Coverage for your state for additional information.

†If you don't live in an area where preferred cost-sharing pharmacies are close to you, your ability to take advantage of this benefit will be limited. In some areas, preferred cost-sharing pharmacies may be extremely limited.

Learn more: Important information about access to preferred cost-share pharmacy locations, PDF opens new window

Humana Basic Rx Plan prescription costs

Annual deductible: $445 on all tiers
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Tier 1 Tier 2 Tier 3 Tier 4 Tier 5 Tier description Preferred generic – usually includes more common, lower-cost, generic prescription drugs Generic – this tier usually includes higher-cost generic prescription drugs and some lower-cost brand prescription drugs Preferred brand – brand name drugs that don't have a generic equivalent Non-preferred drug – higher-priced brand and generic drugs with no preferred cost share Specialty tier – the most expensive drugs, usually used to treat complex conditions like cancer, multiple sclerosis or rheumatoid arthritis Walmart, Walmart Neighborhood Market, Sam’s Club (no membership required), Publix, Kroger and its brands, Harris Teeter, HEB, and Costco preferred retail network pharmacies (30-day supply) $0 copay $1 copay 20% coinsurance 31%–35% coinsurance* 25% coinsurance All other retail network pharmacies cost sharing (30-day supply) $1 copay $2 copay 22%–25% coinsurance* 36%–50% coinsurance* 25% coinsurance Humana Pharmacy preferred mail-delivery pharmacy cost sharing (90-day supply) $0 copay $0 copay 15% coinsurance 30% coinsurance 90-day supply not available for Tier 5
*Cost sharing varies by state or region. Please refer to the Summary of Benefits and Coverage for your state for additional information.

90-day supplies are available for most drugs on Tiers 1–4 (subject to quantity limits); member cost sharing for a 90-day supply is 3 times the amount for a 30-day supply.

Be sure to check the Drug List to find your medications’ tiers and choose a plan based on those costs. You’re not required to have a prescription drug plan, but you may face a late enrollment penalty for not enrolling when you’re first eligible for Medicare.

More help choosing the plan that’s right for you

See plans in your area

View plans with their premiums and copays. You can also see if the drugs you take now are covered and what they'll cost based on your plan choice.

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