Humana member rights and responsibilities

As a Humana member, you’re entitled to certain rights. You also have responsibilities to be an active partner in your care so you can help us meet your needs. 

Here’s a helpful guide about your rights and responsibilities as a Humana plan member. 

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Rights and responsibilities

Member rights

As a Humana plan member, you have the right to: 

  • Be provided with information about your Humana health plan, its services and benefits, its providers, and your rights and responsibilities as a member. 
  • Choose your primary care physician (PCP) from our network of affiliated doctors and provider and to change to another PCP in the Humana network (if required by your plan). 
  • Privacy and confidentiality regarding your medical care and records. Records pertaining to your healthcare will not be released without your, or your authorized representative's, written permission, except as required by law. 
  • Discuss your medical record with your doctor or provider and receive, upon request, a copy of that record.  
  • Be informed of your diagnosis, treatment choices, including non-treatment, and prognosis in terms you can reasonably expect to understand, and to participate in decision-making about your healthcare and treatment plan. 
  • Have a candid discussion with your medical provider about appropriate or medically necessary treatment options for your conditions, regardless of cost or benefit coverage. 
  • Expect reasonable access to medically necessary healthcare services, regardless of race, national origin, cultural or ethnic background, religion, physical or mental abilities or source of payment. 
  • File a formal complaint or appeal, as outlined in the plan’s grievance and appeals procedure, without being subject to disenrollment or otherwise penalized due to the filing of such complaint or appeal, and to expect a response to that complaint within a reasonable period of time. 
  • Be treated with courtesy and respect, with appreciation for your dignity and protection of your right to privacy. 
  • Make recommendations regarding the plan's "rights and responsibilities" policies. 
  • Receive Humana's "Notice of Privacy Practices." 
  • Expect your protected information to be kept secure and used appropriately for payment and health plan operations. 
  • Expect Humana to adhere to all privacy and confidentiality policies and procedures.

Member rights and personal information

You have the right to take the following actions related to your protected information: 

  • Requesting an accounting of disclosures of protected health information for reasons outside of payment and health plan operations. 
  • Receiving an authorization form for any proposed use of your protected health information outside of routine payment and health plan operations. 
  • Requesting an alternate form of communication of protected health information if the release of a portion or all of the information could endanger life or health. 
  • Filing a complaint regarding an alleged breach of privacy. 
  • Agreeing or objecting regarding Humana's intent to release your protected information outside of payment or health plan operations. 
  • Requesting an amendment or correction of your protected information to a designated record created by Humana. 
  • Requesting access to inspect and copy information. 
  • Requesting Humana restrict the use and disclosure of your protected information and maintaining the right to terminate the restriction request. 

Member responsibilities

As a Humana plan member, you also have responsibilities that require you to: 

  • Give the Humana plan and your healthcare provider the complete and accurate information needed to care for you. 
  • Read and be aware of all material distributed by the plan explaining policies and procedures regarding services and benefits. 
  • Obtain and carefully consider all information you may need or desire to give informed consent for a procedure or treatment. 
  • Follow the treatment plan agreed on with your healthcare provider and weigh the potential consequences of any refusal to observe those instructions or recommendations. 
  • Be considerate and cooperative in dealing with the plan providers and respect the rights of fellow plan members. 
  • Schedule appointments, arrive on time for scheduled visits, and notify your healthcare provider if you must cancel or be late for a scheduled appointment. 
  • Express opinions, concerns, or complaints in a constructive manner. 
  • Tell us in writing if you move or change your address or phone number, even if these changes are only temporary. 
  • Pay all copayments or premiums by the date they are due. 
  • Be honest and open with your physician and report unexpected changes in your condition in a timely fashion. 
  • Follow healthcare facility rules and regulations affecting patient care and conduct. 

Carry your Humana identification card with you at all times and use it while enrolled in the Humana plan. 

Additional resources

Medical and pharmacy preauthorizations

Find out if you need to ask Humana if we cover medical services or prescriptions before you get them.

Medical and pharmacy preauthorizations

Grievances, appeals and exceptions

Learn how to submit a grievance, an appeal or an exception for your Medicare, Medicaid or prescription drug coverage.

Grievances, appeals and exceptions

Protections against surprise billing

Learn your rights and protections against surprise medical bills and balance billing.

Protections against surprise billing

Power of Attorney documentation

Use this form to submit legal documentation that appoints you or another person as healthcare Power of Attorney (POA) for a Humana member.

Power of Attorney documentation

Disenrollment and cancellation

Discover how to cancel or disenroll from your Humana Medicare Advantage or prescription drug plan.

Disenrollment and cancellation

“Extra Help”

Check if you qualify for “Extra Help,” a program that helps cover out-of-pocket costs for a Medicare prescription drug plan.

Extra Help

Help and support

Find tools, contact information and answers to frequently asked questions.