Life Insurance

Life & Supplemental plans

Humana’s Life and Supplemental products can give you a simple, budget-friendly way to prepare for untimely expenses such as:

  • Critical Illness
  • Extended Hospital stay
  • Accidental injury

Learn more

Cash Cancer plan

Fight cancer before it comes

This insurance plan pays cash to you or a loved one to help cover unexpected expenses after a first diagnosis of covered cancer

  • Choose from a range of benefit amounts
  • Receive a lump-sum cash payment at first cancer diagnosis
  • Premiums don't increase with age

Critical Illness Cash plan

This insurance plan helps pay for medical and other bills in the event of a critical illness such as heart attack, stroke, or cancer.

  • Coverage for several critical illnesses
  • Help with healthcare costs
  • Provide for an unexpected loss of income

Junior Estate Builder

Start your family on a secure path

With a day's worth of pocket change, you can get a life insurance policy that grows with your child. With the potential to build cash value over time, it's an investment in your child's future.
  • Converts from term life policy into whole life at the age of 25
  • Low premiums, with an option to increase coverage
  • No medical exams are necessary

Memorial Fund

Plan today for your final needs

Help cover expenses and more when you are gone. This whole life insurance policy provides cash to your loved ones.
  • Whole life policy with guaranteed cash values
  • Flexible payment options
  • Cash for your loved ones

Accident Benefit

Protect your savings from unexpected expenses

When facing an unexpected medical expense, a HumanaOne Accident Benefit plan can give you extra support to help pay for out-of-pocket expenses related to a covered accident.
  • No deductible
  • Up to $10,000 for an accident
  • Cash for some medical out of pocket expense

How much life insurance do you need?

We can help you decide.

Use our life insurance calculator (opens in new window) 

Why choose Humana?

With an array of insurance options and extras, Humana lets you build a personalized plan to fit your life, budget, and family.

Find out more about the Humana difference (opens in new window)