Medicare Plan F
Save time and money when you shop online. Prices quoted on our site include a 6% discount on your monthly premium when you enroll online. (Discount not available in CA, CT and OH.)
Medicare Supplement Plan F is 1 of only 2 Medicare Supplement insurance plans that cover 100% of Medicare Part B excess charges
This plan may help protect you from additional out-of-pocket expenses if you need treatment that exceeds what Medicare will approve. Plan F is only available to Medicare beneficiaries who were eligible for Medicare before Jan. 1, 2020.
With Medicare Supplement Plan F, you get the most complete coverage available. First, it includes all the benefits of Medicare Supplement Plans A, B and C. In addition, Plan F provides coverage for skilled nursing facility care, Medicare Part A and B deductibles, and international travel medical emergency help.
Because the plan also covers costs in excess of Medicare-approved amounts, you may have no out-of-pocket costs for hospital and doctor’s office care with this plan.
Medicare Supplement Plan F offers basic Medicare benefits including:
In addition to the basic benefits, Plan F also provides coverage for:
Plan F also has a high-deductible option. If you choose this option, you have to pay a deductible of $2,490 for 2022 before the plan pays anything. This amount may increase each year.
High-deductible policies have lower premiums, but if you need to use your benefits, you may have higher out-of-pocket costs.
View or print this helpful chart showing all of our Medicare Supplement insurance plans side by side.
View plans with their premiums and copays. You’ll have the ability to view your premiums, check your eligibility, and compare plans.
Licensed Humana sales agents are ready to help guide you through the process of choosing the coverage that’s best for you.