With RxImpact, drugs are placed in four groups according to their ability to prevent a serious medical episode in the immediate future.
- Humana pays a fixed allowance toward the cost of drugs in each group. Your employer chooses the allowance amounts for your plan.
- You pay the difference between the allowance and the pharmacy's price, so you can save money by talking to your doctor about lower-priced medications.
The groups are:
Group A — Drugs with the greatest ability to prevent a serious medical episode. This group includes drugs for conditions like asthma, infections, depression, and juvenile diabetes. Drugs to prevent pregnancy are also in this group.
Group B — Drugs for the control of long-term conditions. This group includes drugs that treat cancer, heart disease, and multiple sclerosis.
Group C — Drugs that may reduce symptoms and improve day-to-day functioning. This group includes pain medications and drugs that treat allergies, arthritis, and indigestion.
Group D — Drugs that may improve psychological, emotional, or physical well-being. This group includes drugs for obesity, sexual dysfunction, and acne. Many of these drugs aren't covered by other prescription drug plans.