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Florida Medicare Advantage plans

Florida Medicare Advantage (MA) plans, also known as Medicare Part C, are offered by private insurers. These plans are required by law to include all the benefits of Original Medicare Parts A and B, but also offer valuable extras.

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Why choose a Medicare Advantage plan?

Prescription drug coverage

Prescription drug coverage is included in most Humana Medicare Advantage plans in Florida, a benefit not offered by Original Medicare.

Affordable or $0 premiums

Many Florida Medicare Advantage plans offer affordable or even $0 monthly premiums and deductibles.

Dental, vision and hearing care

Most Florida MA plans include coverage for dental, vision and hearing care, benefits not offered by Original Medicare. (Benefits vary by state and/or region.)

Medicare Advantage HMO plans in Florida

With a Humana HMO (health maintenance organization) plan, you’ll choose a primary care physician (PCP) from our broad network to coordinate your care. Your PCP will provide referrals to specialists and other healthcare providers as needed. You’re covered for unlimited in-network healthcare provider visits—with affordable copayments—to see your PCP as often as you need.

Medicare Advantage PPO plans in Florida

With a Humana Medicare Advantage PPO (preferred provider organization) plans, you’ll have the freedom to visit any Medicare-approved healthcare provider—in or out of our provider network—who accepts Humana’s plan terms, but you’ll generally pay a lower cost share when you use in-network providers.

Medicare Advantage Special Needs Plans in Florida

A Special Needs Plan (SNP) is a type of Medicare Advantage plan that combines all the benefits of Original Medicare (Parts A and B) with prescription drug coverage (Part D). Dual Eligible Special Needs plans (D-SNP) are only available to people who qualify for both Medicare and Medicaid.

How much does a Medicare Advantage plan cost in Florida?

The average monthly premium in 2023 for a Medicare Advantage plan in Florida is just $9.411 You may also find a number of plans that offer $0 premiums and affordable or $0 deductibles! Balance costs with coverage to choose the plan that's right for you.


The amount you pay each month to keep your plan active.


The amount you pay for care before your insurance coverage kicks in.


The set dollar amount you pay for care or prescription drugs when you receive them.

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Call or request a call

Licensed Humana sales agents are ready to help guide you through the process of choosing the coverage that’s best for you.

Call 1-888-204-4062 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. or
Call 1-888-204-4062 (TTY: 711), Monday – Friday, 8 a.m. – 8 p.m. or

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Learn more about Medicare Advantage plans


  1. “State by State Fact Sheet, 2023 Medicare Advantage and Part D Landscape,” Center for Medicare and Medicaid Services Office of Communications, last accessed March 23, 2023,, PDF