What is a Special Needs plan?
A Special Needs plan (SNP) is a type of Medicare Advantage plan that combines all the benefits of Original Medicare (Parts A and B) with prescription drug coverage (Part D), but it's only available to beneficiaries who have a specific health condition, are eligible for both Medicare and Medicaid, and/or are a resident of a long-term care facility.
Humana's Special Needs plans provide extra coverage to help you better manage your particular healthcare situation.
Many of Humana's Special Needs plans have a low or $0 monthly plan premium.
Plan benefits tailored to address your special healthcare needs
Special Needs plans provide personalized guidance and resources to help members get the right care and information, based on their specific condition or needs. The plan may offer extra benefits tailored to the groups it serves, such as diabetes services, care coordination or other health and wellness programs.
To be eligible for a SNP, you must have Medicare Parts A and B and meet the specific conditions of the SNP.
Depending on the specific plan, benefits may also include coverage for routine dental, vision, and hearing care; non-emergency transportation to and from medical care; fitness programs; an over-the-counter medication allowance and more.
Humana offers two types of Special Needs plans
Chronic Condition Special Needs plans
Our Chronic Condition Special Needs plans are for individuals with one or more of the following conditions: diabetes mellitus, cardiovascular disorders, chronic heart failure, chronic lung disorders, and end-stage renal disease.
Dual Eligible Special Needs plans
Dual Eligible Special Needs plans are for individuals who are entitled to Medicare and who are also eligible for some level of assistance from a state Medicaid program.
Humana’s Special Needs plans are currently available in more than 20 states
Humana offers Chronic Condition Special Needs plans in the following states: CO, FL, IL, IN, KY, LA, NV, OH, SC, TX, VA.
Humana offers Dual Eligible Special Needs plans in the following states: AL, CA, FL, GA, IN, KY, LA, ME, MO, MS, MT, NC, NE, NY, OH, PA, PR, SC, TN, TX, WA.
Learn more about eligibility requirements
Special Needs plans are available to anyone who meets the specific eligibility requirements of the plan, lives in the plan's service area, and has both Medicare Part A and Part B due to age or disability. Plan availability varies by state and service area.
Questions? Call 1-888-371-9538 (TTY:711), Monday – Friday, 8 a.m. – 8 p.m., to speak to a licensed Humana sales agent.
(Due to the specific eligibility requirements of Special Needs plans, we are not enrolling new members online.)
We offer plans to help with the following conditions:
Note: Not all plans are available statewide. Plans may only be available in specific counties within the state indicated.
How can we help?
Licensed Humana sales agents are available Monday – Friday, 8 a.m. – 8 p.m. at
Meet with us
Our licensed Humana sales agents are available to help you select the coverage that best meets your needs.