Humana Medicare Advantage Special Needs plans (SNPs)

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What is a Special Needs plan?

A Special Needs Plan (SNP) is a type of Medicare Advantage plan that combines all the benefits of Original Medicare (Parts A and B) with prescription drug coverage (Part D), but is only available to those beneficiaries who have an additional qualifying condition. For example, those who:

  • have a specific chronic health condition
  • are eligible for both Medicare and Medicaid
  • are a resident of a long-term care facility

Humana's Special Needs Plans provide extra coverage to help you better manage your particular healthcare situation.

Many of Humana's Special Needs plans have an affordable or $0 monthly plan premium.

Plan benefits designed to address your special healthcare needs

Special Needs plans provide personalized guidance and resources to help members get the right care and information, based on their specific condition or needs. The plan may offer extra benefits tailored to the groups it serves, such as diabetes services, care coordination or other health and wellness programs.

To be eligible for a SNP, you must have Medicare Parts A and B and meet the specific conditions of the SNP.

Depending on the specific plan, benefits may also include coverage for routine dental, vision and hearing care; nonemergency transportation to and from medical care; fitness programs; an over-the-counter medication allowance and more.

Humana offers two types of Special Needs plans

Chronic Condition Special Needs plans

Our Chronic Condition SNPs are for individuals with 1 or more of the following conditions:

  • Diabetes mellitus
  • Cardiovascular disorders
  • Chronic heart failure
  • Chronic lung disorders
  • End-stage kidney disease

Dual Eligible Special Needs plans

Dual Eligible SNPs are for individuals who are entitled to Medicare and who are also eligible for assistance from a state Medicaid program.

Humana’s Special Needs plans are currently available in more than 20 states

  • Humana offers Dual-Eligible Special Needs Plans in the following states: AL, AR, CA, DE, FL, GA, IN, KY, LA, ME, MI, MO, MS, MT, NC, NE, NY, OH, PA, PR, SC, TN, TX, WA, and WV.
  • Humana offers Chronic Condition Special Needs Plans in the following states: FL, IL, IN, KY, LA, NV, OH, SC, TX, and VA.

Who can enroll in a Special Needs Plan?

Special Needs plans are available to anyone who meets the specific eligibility requirements of the plan, lives in the plan's service area, and has both Medicare Part A and Part B due to age or disability. Plan availability varies by state and service area.

Questions? Call 1-888-371-9538 (TTY:711), Monday – Friday, 8 a.m. – 8 p.m., to speak to a licensed Humana sales agent.

Due to the specific eligibility requirements of Special Needs plans, Humana does not provide an online enrollment option for these plans.

We offer plans to help with the following conditions:

State Cardiovascular disorders Chronic heart failure Diabetes mellitus Chronic lung disorders End-stage Renal Disease FL Included IL Included Included Included IN Included Included Included KY Included Included Included LA Included Included Included NV Included Included Included Included Included OH Included Included Included SC Included Included Included TX Included Included Included VA Included Included Included

Note: Not all plans are available statewide. Plans may only be available in specific counties within the state indicated. 

How can we help?

Call us

Licensed Humana sales agents are available daily,
5 a.m. to 8 p.m., local time.

1 - 888 - 204 - 4062 (TTY: 711)

Meet with us

Our licensed Humana sales agents are available to help you select the coverage that best meets your needs.

Call a licensed Humana sales agent

1 - 888 - 204 - 4062 (TTY: 711)