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Humana Medicare Advantage private fee-for-service plans (PFFS)

Learn more about the costs and coverage of our Medicare Advantage PFFS plans or enter your ZIP code to see the Humana PFFS plans available in your area.
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How a private fee-for-service plan works

Enjoy the added flexibility of our private fee-for-service (PFFS) plan. You can see almost any Medicare-approved provider you choose, as long as they accept the Humana Medicare Advantage PFFS Terms and Conditions of Payment, PDF.

No referrals are needed with a PFFS plan, but you’ll need to show your Humana member ID card each time you go to a healthcare provider to be sure they still accept the terms of your plan.

Most PFFS plans offer prescription drug coverage and all include emergency coverage anywhere in or out of the U.S. Like all Medicare Advantage plans, PFFS plans include all the benefits of Medicare Parts A and B. They also offer the added security of an annual maximum out-of-pocket cost limit. Once you’ve reached that limit, you’ll pay nothing for covered services until the end of your plan year.

Let us help you choose a plan

In just a few simple steps, we can help you narrow down your choices based on what’s most important to you.

Learn more about Medicare Advantage PFFS plans

How would you like to get started?

Shop online

Enter your ZIP code below to see the Humana plans available in your area.

Call us

Licensed Humana sales agents can help

Call 1-888-204-4062 (TTY: 711) Monday – Friday, 8 a.m. – 8 p.m.
Call 1-888-204-4062 (TTY: 711) Monday – Friday, 8 a.m. – 8 p.m.