If you’ve heard about the Medicare Part B Giveback Benefit, you may have questions about how it works.

Here’s a look at what it is, who’s eligible and more.

What is the Medicare Part B Giveback Benefit?

The Medicare Giveback Benefit is a Part B premium reduction offered by some Medicare Part C (Medicare Advantage) plans.

If you enroll in a Medicare Advantage plan with this benefit, the plan carrier will pay some or all of your Part B monthly premium. The amount covered can range from 10 cents to the full Part B premium cost ($164.90 in 2023).

Who’s eligible for a Medicare Advantage plan with a Part B Giveback Benefit?

To be eligible, you must:


You are not eligible if you receive Medicaid or any government assistance that helps you pay your Part B premium. Also, the Part B Giveback is restricted to certain states and counties. Plans may not be available in your area.

How do I receive the Medicare Giveback Benefit?

You will not receive checks directly from your Medicare Advantage plan carrier. You can get your reduction in 2 ways:

  1. If you pay your Part B premium through Social Security, the Part B Giveback will be credited monthly to your Social Security check.
  2. If you don’t pay your Part B premium through Social Security, you’ll pay a reduced monthly amount directly to Medicare.

Is the Medicare Giveback Benefit a type of Medicare Savings Program?

No. The Medicare Giveback Benefit is only available to people enrolled in certain Medicare Advantage plans. Medicare Savings Programs (MSPs) are available to people enrolled in Original Medicare who have limited income and resources.

To learn more about MSPs, including how to apply, read this article on Medicare Savings Programs.

Learn more about Medicare

For more helpful information on Medicare, check out these 10 frequently asked questions about Medicare plans.

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