Plan N covers 100% of your Medicare Part B coinsurance costs, with the exception of a $20 copay for office visits and a $50 copay for emergency room (ER) visits.
Plan N covers basic Medicare benefits including:
- Hospitalization: pays Medicare Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
- Medical expenses: pays Medicare Part B coinsurance excluding $20 copay for office visits and $50 copay for ER
- Blood: pays for the first 3 pints of blood each year
- Hospice care: pays Medicare Part A coinsurance
In addition to the basic benefits, Plan N also provides coverage for:
- Skilled nursing facility care
- Medicare Part A deductible for hospitalization
- Foreign travel emergency help