Humana choice ppo


Freedom to choose, ways to save with a PPO plan

HumanaChoice(PPO)® is a Medicare Advantage Preferred Provider Organization (PPO) plan that gives you freedom to choose which doctors, specialists and hospitals you visit. You can help lower your costs when you use network providers. Plus, predictable copayments and coinsurance make it easier for you to budget healthcare costs.

How the HumanaChoice(PPO) plan works

With a HumanaChoice(PPO) plan, you enjoy:


  • Freedom to choose any doctor or hospital—but you pay less for services received from in-network providers
  • Affordable monthly plan premium for most plans
  • Referral-free visits to any provider nationwide
  • Prescription drug coverage equal to or better than the standard requirement for a Medicare Part D plan*
  • Emergency coverage anywhere in the world
  • $0 coverage for most annual screenings

*Precription drug coverage is not available with all plans.

Your doctors & HumanaChoice(PPO)

HumanaChoice(PPO) plans are Preferred Provider Organization plans. That means you have a broad network of healthcare providers to choose from.

  • Your out-of-pockets costs are lower when you choose a provider from Humana's list of in-network providers.
  • You also have the freedom to visit any doctor, specialist or hospital without a referral—even when you travel.

Original Medicare benefits & more

HumanaChoice (PPO) plans give you all the benefits of Original Medicare and more, including:

  • Prescription drug coverage (some plans do not include drug coverage)
  • Emergency coverage when you travel outside the U.S.

Doctors, specialists and specialists you choose must accept Medicare and be Medicare-approved providers.

To take full advantage of the savings available with your benefits, choose a doctor within your network for routine care. With the exception of emergencies and urgent care situations, it may cost more for covered services received outside the network. Specialists and facilities may require referrals from your Primary Care Physician (PCP).

The provider network may change at any time. You will receive notice when necessary.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and/or member cost-share may change on January 1 of each year.

find out how medicare works

Find out How Medicare Works

Partner with Humana to understand your Medicare options.

Understand the Medicare Basics
Senior couple using laptop

Enrollment reminder emails

Register now to receive free reminder emails about important enrollment deadlines.

Look good, Feel great

Look good, Feel great!

Get involved with Humana's Silver Sneakers Fitness Program and see how much fun working out can be.

More on SilverSneakers