Medicare Plan C
Save time and money when you shop online. Prices quoted on our site include a 6% discount on your monthly premium when you enroll online. (Discount not available in CA, CT and OH.)
Medicare Plan C is ideal for those who want more predictable monthly expenses
If you’re able to pay a little extra each month, Plan C offers some of the most comprehensive supplemental coverage available. This plan is only available to Medicare beneficiaries who were eligible for Medicare before Jan. 1, 2020.
What does Medicare Plan C cover?
Plan C covers most of the costs you’d have to pay for Medicare-approved medical expenses. It offers all the benefits of Plans A and B, plus coverage for skilled nursing facility care coinsurance, your Medicare Part A deductible for hospitalization, your Medicare Part B deductible for medical and hospital outpatient expenses, and medical emergency help (up to plan limits) when traveling out of the country.
How does Medicare Plan C work?
Plan C covers basic Medicare benefits including:
- Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
- Medical Expenses: pays Part B coinsurance—generally 20% of Medicare-approved expenses—or copayments for hospital outpatient services
- Blood: pays for the first 3 pints of blood each year
- Hospice care: pays Part A coinsurance
In addition to the basic benefits, Plan C also provides coverage for:
- Skilled nursing facility care
- Medicare Part A deductible for hospitalization
- Medicare Part B deductible for medical and hospital outpatient expenses
- Travel-abroad medical emergency help
Plan C coverage is limited to Medicare-approved charges. This means you may be responsible for paying additional out-of-pocket expenses if your doctors charge more than what is allowed by Medicare.