Medicare Plan A and Plan B
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Help with unexpected medical expenses or extended hospital care
Medicare Supplement plans A and B are designed to help cover costs for basic needs not paid by Medicare Parts A and B.
Medicare Part A and B Benefits
Medicare Supplement Plan A
Medicare Supplement Plan A is ideal for people who want more coverage than Medicare Parts A and B, but don’t anticipate using a lot of healthcare services. With this plan, you won’t pay for extra coverage you might not use—but you may have some extra out-of-pocket costs from time to time.
Medicare Supplement Plan B
Like all other Medicare Supplement insurance plans, Humana’s Plan B provides basic benefits for hospitalization and medical expenses, and adds a little bit more coverage for hospitalization compared to Plan A. This plan might be a good fit if you want more coverage than just Medicare Parts A and B, especially for hospital expenses.
How does Medicare Plans A and B work?
Plan A provides basic coverage for:
- Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
- Medical Expenses: pays Part B coinsurance (generally 20% of Medicare-approved expenses) or copayments for hospital outpatient services
- Blood: pays for the first 3 pints of blood each year
- Hospice care: pays Part A coinsurance
If you choose Plan A, you will be responsible for paying both your Medicare Part A and Part B deductibles.
Plan B provides basic coverage for:
- Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
- Medical Expenses: pays Part B coinsurance—generally 20% of Medicare-approved expenses—or copayments for hospital outpatient services
- Blood: pays for the first 3 pints of blood each year
- Hospice care: pays Part A coinsurance
- Plan B also provides coverage for the Medicare Part A deductible for hospitalization.
If you choose Plan B, you will only be responsible for paying your Part B deductible.