Medicare Supplement Plans A and B

Plans A and B are designed to meet your basic needs in addition to Medicare Parts A and B. If you have unexpected medical expenses or need extended hospital care, these plans may help you pay for your additional medical expenses.

Both Plan A and Plan B give you many of the same medical and hospitalization benefits with this distinction:

  • If you choose Plan A, you will be responsible for paying both your Medicare Part A and Part B deductibles
  • If you choose Plan B, you will be responsible for paying your Part B deductible only

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Medicare Supplement Plan A

Medicare Supplement Plan A is ideal for people who want more coverage than Medicare Parts A and B, but don't anticipate using a lot of healthcare services. With this plan, you won’t pay for extra coverage you might not use — but you could have some extra costs from time to time.

Medicare Supplement Plan A provides basic coverage for:

  • Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
  • Medical Expenses: pays Part B coinsurance — generally 20% of Medicare-approved expenses — or co-payments for hospital outpatient services
  • Blood: pays for the first three pints of blood each year
  • Hospice care: pays Part A coinsurance

Medicare Supplement Plan B

Like all other Medicare supplement insurance plans , Humana's Plan B provides basic benefits for hospitalization and medical expenses. Besides the basic benefits, this plan adds a little bit more coverage for hospitalization. This plan might be a good fit if you want more coverage than Medicare Parts A and B, especially for hospital expenses.

Medicare Supplement Plan B provides basic coverage for:

  • Hospitalization: pays Part A coinsurance plus coverage for 365 additional days after Medicare benefits end
  • Medical Expenses: pays Part B coinsurance — generally 20% of Medicare-approved expenses — or copayments for hospital outpatient services
  • Blood: pays for the first three pints of blood each year
  • Hospice care: pays Part A coinsurance

In addition to the basic benefits, Plan B also provides coverage for:

  • Medicare Part A deductible for hospitalization

Humana’s Medicare Supplement Insurance Plans**

Benefits A B C F** G K L N
Plan details Plan details Plan details Plan details Plan details Plan details Plan details Plan details
Medicare Part A coinsurance and coverage for hospital benefits $20 copay for office visits; $50 copay for ER
Medicare Part B coinsurance or copayment 50% 75%
Blood (first three pints) 50% 75%
Hospice Care coinsurance or copayment 50% 75%
Skilled Nursing Facility Care coinsurance 50% 75%
Medicare Part A deductible 50% 75%
Medicare Part B deductible
Medicare Part B excess charges
Foreign Travel Emergency (up to plan limits)

*Plans offered vary by state.

**Humana also offers a High Deductible Plan F and may offer a Medicare Select Plan F in your area.

Coverage may be limited to Medicare-eligible expenses. Benefits vary by plan and the premium will vary with the amount of benefits selected. Depending on the plan chosen you may be responsible for deductibles and coinsurance before benefits are payable. These policies have exclusions and limitations; please call your agent/producer or Humana for complete details of coverage and costs.

NOTE: Humana offerings may vary by state.

*If you live in Massachusetts, Minnesota or Wisconsin, your Medicare Supplement policy may be called something different than “Medicare Supplement Plans A through N.”

**Medicare Supplement insurance policies may not fully cover all your medical costs. None of the standard Medicare Supplement plans covers:

  • Long-term care to help you with daily tasks such as dressing, eating, etc.
  • Vision or dental care
  • Hearing aids
  • Private-duty nursing
  • Prescription drugs

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent/producer or insurance company.

Not connected with or endorsed by the U.S. government or the federal Medicare program.

Coverage may be limited to Medicare-eligible expenses. Benefits vary by plan and the premium will vary with the amount of benefits selected. Depending on the plan chosen you may be responsible for deductibles and coinsurance before benefits are payable. These policies have exclusions and limitations; please call your agent/producer or Humana for complete details of coverage and costs.

Selecting a Medicare plan that fits your needs isn’t always easy. These videos may help you understand the different types of plans available.

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