Find a plan that meets your needs
You can start your search on the federal government’s Health Insurance Marketplace. You can only purchase insurance during the open enrollment period (OEP), which is usually in the last quarter of the calendar year. If you have missed the timeframe, you may have to wait until the next OEP to apply.
However, if you have what’s called a qualifying life event, you might be eligible for a special enrollment period. These events, like a change in marital status or birth of a child, allow you to enroll outside of the normal OEP. For more details,
You can also purchase medical insurance through , opens new window
In addition to providing access to hundreds of healthcare plans, eHealth offers short-term insurance. These plans are a way to get health insurance outside of the OEP, even if you don’t have a qualifying life event.
You can also keep your smile bright and your eyes healthy with dental and vision coverage. Just like other types of insurance, you can choose from a variety of plans to get the coverage you need. To learn more, check out and
Getting financial assistance
It’s possible you may qualify for financial assistance to help pay for healthcare. Eligibility is based on household income and family size.
To find out if you qualify, use the savings page on , opens new window If you don’t qualify now, be sure to check the qualifying guidelines every year. You may become eligible if the rules change. Another way to cover healthcare costs is to
Consider using an insurance agent
If you would like some help to find out if you qualify for financial assistance, or to figure out which healthcare plan is right for your situation, you might consider working with an insurance agent or broker.
Agents are trusted resources who have a deep understanding of insurance. They can work with you to help you decide which plans fit your budget and meet your needs. They can also help you find out if you are eligible for financial assistance. Plus there is usually no fee to use their services.
Making your decision
Choosing health insurance is a big business decision. It’s an important personal decision as well. Today there are many great options available for self-employed individuals. Understanding those options will help you make the decision that makes the most sense eliminate undo stress.