Medicare Part A is hospital insurance and covers most necessary medical inpatient care, including hospital care, a nursing facility, hospice, lab tests, surgery and home care.
Meanwhile, Medicare Part B is medical insurance. It can cover clinical research, ambulance services and mental health services.
This insurance also provides coverage to durable medical equipment, which can be helpful for older adults.
Medicare Advantage plans tend to cover various health concerns and may include coverage for medical alert systems.