Understanding Medicare supplemental dental insurance plans

A man smiles while talking with his dentist.

 In most cases, Medicare doesn't cover routine exams, cleanings and x-rays. To get coverage for these services, you’ll need to enroll in a supplemental dental insurance plan.

Here’s a closer look at what supplemental dental insurance is, what it covers and how to add it to a Medicare Advantage plan.

What is supplemental dental insurance?

Original Medicare (Parts A and B) doesn't cover most dental care, services or products.

Supplemental dental insurance is a separate dental plan with an additional premium that can be paired with a Medicare Advantage plan  or a primary dental plan to enhance your dental benefits. Depending on the plan you choose, supplemental dental insurance can lower the amount of money you owe out of pocket when paying for dental work.1

Get more with a Medicare Advantage plan

Medicare Advantage plans help expand your Medicare coverage beyond Original Medicare, often with extra benefits. Explore Humana’s Medicare Advantage plans in your area today!  

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What does supplemental dental insurance cover?

Most supplemental dental plan options offer unique benefits which allow you choose the dental coverage that best fits your needs.

Common dental benefits covered under supplemental dental insurance include:

  • Exams
  • Teeth cleanings
  • X-rays
  • Fillings
  • Anesthesia
  • Dentures and crowns

Before purchasing a specific supplemental dental plan, be sure you understand what’s covered and how much of the cost the plan will cover.

Adding supplemental dental coverage to your Medicare Advantage plan

If you’re enrolled in an eligible Medicare Advantage plan, Humana may offer optional supplemental benefits like dental coverage that enhances your eligible Medicare Advantage plan. You may be eligible to purchase a supplemental benefit to add to your eligible Humana Medicare Advantage plan  when you enroll.

If eligible, Humana’s optional supplemental benefits may include:

  • MyOption Dental High PPO
  • MyOption Vision
  • MyOption Plus
  • MyOption Enhanced Dental PPO
  • MyOption Enhanced Dental HMO
  • MyOption Fitness
  • MyOption Platinum Dental
  • MyOption Dental Enriched HMO
  • MyOption Dental Enriched PPO
  • MyOption Total Dental HMO
  • MyOption Total Dental PPO
  • MyOption Enhanced Dental Plus HMO
  • MyOption Total Dental Plus HMO

 

How can we help?

Call us

Licensed Humana sales agents are available daily, 5 a.m. – 8 p.m.

1-855-202-4081 (TTY: 711)

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Enter your ZIP code below to see plans with their premiums, copays, and participating doctors and pharmacies.

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Our licensed Humana sales agents are available to help you select the coverage that best meets your needs. 

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