Prescription drug costs are particularly an issue if you depend on maintenance medications for long-term health issues like diabetes or high blood pressure.
Thankfully, your Medicare plan choices may help you manage your costs. Basically, you have 2 options to get Medicare prescription drug coverage, and both are plans available through private insurers approved by Medicare
- Option 1: If you're on Original Medicare, you can sign up for a stand-alone Medicare prescription drug plan, also called Part D.
- Option 2: You can choose one of the many Medicare Advantage plans that include prescription drug coverage in addition to hospital and medical care.
The amount you’ll pay for prescription medications depends on your plan choice and the benefits the plan provides. Some factors you’ll want to consider include what types of medication you need, whether those medications are included in your plan’s Drug List and if your pharmacy is in the plan network.
To see which Humana plan is right for you, you’ll want to check the plan’s Drug List for the medications you frequently take.
Many commonly prescribed drugs are available as generics, which are generally less expensive. Follow this link to learn more about the difference between brand and generic drugs.
