Never hesitate to ask your doctor what your expected costs will be before you receive care. There may be times when Medicare denies a claim for your treatment, leaving you to pay some or even all the costs. For example:
- If your doctor prescribes more chemotherapy than Medicare covers
- If your treatment costs more that Medicare’s maximum allowed amount for certain services
- If your doctor recommends a treatment that Medicare doesn’t cover
If any of these situations arise, don’t panic! You may have options. If you disagree with their decision, you can file an appeal with Medicare.
How much does cancer treatment cost with Medicare?
Medicare coverage for cancer treatment works just like treatment for any other illness or injury. Part A offers coverage for hospital care, Part B covers outpatient care and treatment, and Medicare Part D may help pay for drugs used to fight cancer. You may be responsible for copayments, coinsurance or deductibles as required by your plan.
In 2025, the Medicare Part A deductible is $1,676 per benefit period and the Part B annual deductible is $257. Some Medicare Advantage plans may have their own deductible, and some even feature a $0 deductible.
Learn more about Medicare Part A, B, C and D costs.
Does Medicare Advantage (Part C) cover cancer screenings and treatment?
Yes. Medicare Advantage plans are offered by private health insurance companies. They are required by law to provide all the benefits of Original Medicare Parts A and B—and many include prescription drug coverage plus coverage for dental, vision and hearing care—benefits not covered by Original Medicare. Additional benefits may include in-home support services, meal delivery, and home-based palliative care. Some Medicare Advantage plans also include coverage for alternative care like acupuncture.
A unique feature of Medicare Advantage plans is the “maximum out-of-pocket” cost. Once you’ve paid that amount, you’ll pay nothing for covered services for the rest of your plan year, but you’ll generally have to use care providers in your plan’s network. In 2025, the maximum you will spend for in-network care is $9,350, although some plans have lower limits.1
How to find a cancer treatment center
Medicare.gov offers a helpful tool to find and compare doctors, hospital and other care providers in your area.
If you’re a Humana member, you can use our Find Care tool to locate providers in your plan’s network.