4-minute readPublished 03/28/2024Updated 01:57 PM EST, 04/30/2026
Original Medicare (Part A and Part B ) doesn’t cover eye exams or other vision-related costs, except for special situations. But if you’re on Medicare, you have options. Many Medicare Advantage plans include coverage for routine vision care, including eye exams, contact lenses, or eyeglass frames and lenses. You may also consider an individual vision care plan from a private insurer.
Let’s take a closer look at Medicare, eye exams and vision care.
No, Original Medicare doesn’t include coverage for routine vision services. In some cases, Medicare might cover certain vision-related issues if they were caused by an illness or injury. Original Medicare may also cover medically necessary treatments that may improve or cure chronic eye conditions like glaucoma or cataracts.
No, Original Medicare doesn’t cover routine eye exams to see if you need eyeglasses or contact lenses, but a simple vision test is included in your “Welcome to Medicare” visit.
No, Medicare usually doesn’t cover the cost of eyeglasses or contact lenses. In some cases, like after cataract surgery, Part B may help cover the cost of corrective lenses.
You’ll pay 20% of the Medicare-approved amount for corrective lenses (1 pair of eyeglasses with standard frames or 1 set of contact lenses) after you meet the Part B deductible.
Many Medicare Advantage plans provide coverage for routine vision care. Coverage may include annual exams, eyeglass frames with prescription lenses or contact lenses.
Medicare Advantage plans help expand your Medicare coverage beyond Original Medicare. Explore Humana’s Medicare Advantage plans in your area today!
4-minute readPublished 03/28/2024Updated 01:57 PM EST, 04/30/2026
Protecting your eyesight is key to staying healthy. While eyeglasses can improve your vision, other health issues might also affect how well you see.
Medicare Part B helps cover a yearly diabetic eye exam for people with diabetes and diabetic retinopathy.1
After meeting your Part B deductible, you’ll pay 20% of the Medicare-approved cost. If the exam is done in a hospital outpatient setting, a copayment may apply.
Part B helps cover a glaucoma test every 12 months if you’re at high risk.2 You’re considered high risk if you have:
After meeting your Part B deductible, you’ll pay 20% of the Medicare-approved cost. A copayment may apply if the test is done in a hospital outpatient setting..
If you have age-related macular degeneration, Medicare Part B may help cover tests and treatments.3
You’ll pay 20% of the Medicare-approved amount for macular degeneration testing after you meet the Part B deductible. If the exam is done in a hospital outpatient setting, you may also pay a copayment.
For more answers on Medicare coverage, check out what does Medicare cover (and not cover)?
Yes, Part B will help cover cataract surgery if it’s medically necessary and done using traditional surgical techniques or lasers.4 You’ll pay 20% of the Part B copay plus any out-of-pocket costs such as your deductible, medication costs and physician fees.
Yes, many Medicare Advantage plans include vision benefits like annual exams, eyeglass frames with prescription lenses and contact lenses.
No, standardized Medigap plans don’t cover vision care. They help pay for out-of-pocket costs like copayments, coinsurance and deductibles under Medicare Parts A and B.
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4-minute readPublished 03/28/2024Updated 01:57 PM EST, 04/30/2026
