Medicare coverageHow to choose the right Medicare coverage for you
Confirm your eligibility, then choose a plan and apply
You’ve worked hard for your Medicare benefits. It shouldn’t be difficult to claim them.
It all breaks down into 3 simple steps.
Medicare eligibility is based in part on your age, your disability status and your retirement status. Generally, Medicare is available to people age 65 or older, younger people with disabilities and people with end-stage kidney disease.
To confirm your eligibility, go to the , opens new window.
Step 2: Choose your coverage
You have 2 options:
- Enroll in Original Medicare (Part A and Part B), with the option to add a stand-alone prescription drug plan and/or a Medicare Supplement insurance plan, or
- Enroll in a Medicare Advantage plan, offered by private insurance companies contracted by the federal government
Step 3: Complete the application
Medicare is operated by the federal Centers for Medicare & Medicaid Services, but Social Security handles enrollment.
You can submit an application to the Social Security Administration by mail, online at the , opens new window or in person at your nearest Social Security office.
Filling out the application online typically takes between 10 and 30 minutes and you can create a “My Social Security” account to track progress. It can take a few weeks for your application to be processed and your card to be mailed.
If you sign up in the month you turn 65, coverage begins the next month, unless your birthday is the first day of the month. If you wait until the month after your 65th birthday to enroll, your coverage could be delayed.
Keep the timing in mind to avoid any temporary gaps in your health coverage.
See plans in your area
Enter your ZIP code below to see plans with their premiums, copays, and participating doctors and pharmacies
Call a licensed Humana sales agent
1 - 888 - 204 - 4062 (TTY: 711)
Humana answers your Medicare questions
More about Medicare
How can we help?
Licensed Humana sales agents are available Monday – Friday, 8 a.m. – 8 p.m. Eastern time
1-888-371-9538 (TTY: 711)
See plans in your area
Enter your ZIP code below to see plans with their premiums, copays, and participating doctors and pharmacies.
Meet with us
Our licensed Humana sales agents are available to help you review your options, so you can select the coverage that best meets your needs.