Supplemental benefits

2017 Optional Supplemental Benefits

Enhance your Medicare plan

You have unique needs for maintaining your good health. That's why Humana offers optional supplemental benefits, like dental and vision, to help you get more coverage when you need it and to help you manage your healthcare to fit your situation. You can add these benefits, where available, to your Humana Medicare Advantage plan when you enroll or any time throughout the year.

Humana makes it easy to find out what optional supplemental benefits are offered on your plan and to compare plan benefits.

Looking for a different year?

2016 Medicare OSB plans

MyOptionSM Dental High PPO

Take care of your teeth, gums and mouth for overall health. When you purchase MyOptionSM Dental High PPO, you'll receive coverage to help with your dental needs such as exams, X-rays, cleanings and fillings. More serious procedures—including extractions, root canals, crowns and dentures—are partially covered.

  • $50 deductible
  • 100% coverage on in-network routine care
  • 100% coverage on out-of-network routine care
  • $1,500 maximum annual benefit

MyOptionSM Enhanced Dental PPO

Help keep your mouth and body healthy. Purchase MyOptionSM Enhanced Dental PPO for coverage when you need routine dental exams, X-rays, cleanings or major services such as crown or denture reline.

  • 100% coverage on in-network routine care
  • 50% coverage on out-of-network routine care
  • Partial coverage for basic procedures and major services
  • $1500 maximum annual benefit

MyOptionSM Enhanced Dental HMO

Keeping your mouth healthy can help keep the rest of your body feeling good, too. MyOptionSM Enhanced Dental HMO provides full coverage for exams, cleanings and fillings, and partial coverage for major services such as crowns and denture relines when you use network providers.

  • 100% coverage on in-network routine care
  • Partial coverage for basic procedures and major services
  • $1,500 maximum annual benefit

MyOptionSM Vision

Good eyesight plays an important role in overall health and happiness. When you purchase MyOptionSM Vision, you'll get coverage to help with routine vision exams, plus discounts on frames and contact lenses.

  • Choose from an extensive network of EyeMed Vision experts.
  • No waiting period for current enrollees.

MyOptionSM Plus

Combine dental and vision coverage with MyOptionSM Plus. When you purchase this plan, you'll get coverage for routine dental and vision exams, plus discounts on frames and contact lenses.

  • $50 deductible
  • $1,000 maximum annual benefit on dental coverage
  • Choose in- or out-of-network dental providers

MyOptionSM Platinum Dental

Sometimes it’s hard to predict how much you may need to spend on dental care. With MyOptionSM Platinum Dental, there’s no deductible and a $2,000 maximum annual benefit. Benefits include preventive, basic and major dental services.

  • 100% coverage on in-network routine care
  • 50% coverage on out-of-network routine care
  • Partial coverage for major services

MyOptionSM Fitness

For good health, you know it's important to keep active. With MyOptionSM Fitness, you get a membership with participating SilverSneakers® Fitness programs. This award-winning program includes health, exercise and wellness classes.

  • Fitness center membership
  • Online tools and trackers
2017 Medicare OSB plans

MyOptionSM Dental High PPO

Take care of your teeth, gums and mouth for overall health. When you purchase MyOption Dental High PPO, you'll receive coverage to help with your dental needs such as exams, X-rays, cleanings and fillings. More serious procedures—including extractions, root canals, crowns and dentures—are partially covered.

  • $50 deductible
  • 100% coverage on in-network routine care
  • 100% coverage on out-of-network routine care
  • $1,500 maximum annual benefit

MyOption Enhanced Dental PPO

Help keep your mouth and body healthy. Purchase MyOption Enhanced Dental PPO for coverage when you need routine dental exams, X-rays, cleanings or major services such as a crown or denture reline.

  • 100% coverage on in-network routine care
  • 50% coverage on out-of-network routine care
  • Partial coverage for basic procedures and major services
  • $1500 maximum annual benefit

MyOption Enhanced Dental HMO

Keeping your mouth healthy can help keep the rest of your body feeling good, too. MyOptionSM Enhanced Dental HMO provides full coverage for exams, cleanings and fillings, and partial coverage for major services such as crowns and denture relines when you use network providers.

  • 100% coverage on in-network routine care
  • Partial coverage for basic procedures and major services
  • $1,500 maximum annual benefit

MyOption Dental Enriched HMO

Regular dental care is an important part of an overall healthy lifestyle. MyOption Dental Enriched HMO offers full coverage for in-network preventive and routine care to help keep a healthy mouth healthy and valuable coverage for more extensive care if and when problems arise.

  • $0 deductible
  • 100% coverage on in-network routine care
  • $1,500 maximum annual benefit

MyOption Dental Enriched PPO

Teeth may become less sensitive as you get older, so you may not notice problems early when they’re easier to treat. MyOption Dental Enriched PPO provides full coverage for in-network preventive and routine care and partial coverage for more intensive treatment when you use in-network providers.

  • $0 deductible
  • 100% coverage on in-network routine care
  • $1,500 maximum annual benefit

MyOption Dental Advantage HMO

A healthy mouth is important to maintaining a healthy diet and lifestyle. With MyOption Dental Advantage HMO, there’s 0% coinsurance for in-network preventive care and services like fillings, X-rays, and extractions, plus partial coverage for major services like root canals, crowns, and dentures.

  • $0 deductible
  • 100% coverage on in-network routine care
  • $1,500 maximum annual benefit

MyOption Dental Advantage PPO

MyOption Dental Advantage PPO offers a healthy balance of full coverage for important preventive and diagnostic care, plus help paying for major services like periodontal care, root canals, crowns, and dentures.

  • $0 deductible
  • 100% coverage on in-network routine care
  • $1,500 maximum annual benefit

MyOption Platinum Dental

Sometimes it’s hard to predict how much you may need to spend on dental care. With MyOptionSM Platinum Dental, there’s no deductible and a $2,000 maximum annual benefit. Benefits include preventive, basic and major dental services.

  • 100% coverage on in-network routine care
  • 50% coverage on out-of-network routine care
  • Partial coverage for major services

MyOption Vision

Good eyesight plays an important role in overall health and happiness. When you purchase MyOptionSM Vision, you'll get coverage to help with routine vision exams, plus discounts on frames and contact lenses.

  • Choose from an extensive network of EyeMed Vision experts.
  • No waiting period for current enrollees.

MyOption Plus

Combine dental and vision coverage with MyOptionSM Plus. When you purchase this plan, you'll get coverage for routine dental and vision exams, plus discounts on frames and contact lenses.

  • $50 deductible
  • $1,000 maximum annual benefit on dental coverage
  • Choose in- or out-of-network dental providers

MyOption Fitness

For good health, you know it's important to keep active. With MyOptionSM Fitness, you get a membership with participating SilverSneakers® Fitness programs. This award-winning program includes health, exercise and wellness classes.

  • Fitness center membership
  • Online tools and trackers

Humana MyOption optional supplemental benefits (OSB) are only available to members of certain Humana Medicare Advantage (MA) plans. Members of Humana plans that offer OSBs may enroll in OSBs throughout the year. Benefits may change on January 1 each year.

Enrollees must continue to pay the Medicare Part B premium, their Humana plan premium, and the OSB premium. Enrollees must use network providers for specific OSBs when stated in the Evidence of Coverage (EOC); otherwise, covered services may be received from non-network providers at a higher cost.

Out-of-network/non-contracted providers are under no obligation to treat Humana plan members, except in emergency situations. For a decision about whether Humana will cover an out-of-network service, we encourage you or your provider to ask us for a pre-service organization determination before you receive the service. Please call our customer service number or see your Evidence of Coverage for more information, including the cost-sharing that applies to out-of-network services.