MyOptionSM Enhanced Dental HMO

MyOptionSM Enhanced Dental HMO is available when you enroll in certain Humana Medicare Advantage plans. There's no deductible, and there's no waiting period before your coverage begins. The benefit provides full coverage for basic procedures such as exams, cleanings, crowns and fillings. It also offers partial coverage for major services such as extractions when you use network providers. There's a maximum annual benefit of $1,500.

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Covered services

In network

  • 100% coverage on up to 2 routine exams per year
  • 100% coverage on 1 set of bite-wing X-rays per year
  • 100% coverage on up to 2 routine cleanings per year
  • 100% coverage on up to 2 fillings per year
  • 50% coverage on basic procedures* like re-cementing of crowns and bridges*
  • 30% coverage on major services* including root canals, extractions and denture adjustments and realignments

Out of network

  • Out of network services are not covered.

*Covered dental services are subject to conditions, limitations, exclusions and maximums. Please see your Evidence of Coverage for details.

Adding an optional supplemental benefit is easy

Humana members may add optional supplemental benefits to eligible plans. If you're a current member, explore your options.

If you're newly eligible for Medicare or shopping for a plan from Humana for the first time, click "Find a plan in your area" to view Medicare Advantage plans in your area that feature optional coverage choices.

Humana MyOption optional supplemental benefits (OSB) are only available to members of certain Humana Medicare Advantage (MA) plans. Members of Humana plans that offer OSBs may enroll in OSBs throughout the year. Benefits may change on January 1 each year.

Enrollees must continue to pay the Medicare Part B premium, their Humana plan premium, and the OSB premium. Enrollees must use network providers for specific OSBs when stated in the Evidence of Coverage (EOC); otherwise, covered services may be received from non-network providers at a higher cost.

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