Choosing a Medicare plan may be one of the most important decisions you’ll make as a senior. And it can be a little intimidating. While Original Medicare may seem safe and easy, you may find yourself missing out on some pretty valuable options only available through Medicare Advantage.
Here are just 4 of them.
Medicare Advantage plans are required by law to include all the benefits of Original Medicare Parts A and B.
Most Medicare Advantage plans also include prescription drug coverage. To get the same coverage with Original Medicare, you’d have to buy a separate prescription drug plan—and pay a separate premium.
Many Medicare Advantage plans cover items not covered by Original Medicare Parts A and B—things like dental, vision and hearing care, prescription drug coverage and even gym memberships through a SilverSneakers® benefit.
One of the benefits of enrolling in a Medicare Advantage plan is that there are limits on out-of-pocket spending each year. That amount varies from plan to plan and can change each year. In 2019, the highest out-of-pocket limit is $6,700, after which you’ll pay nothing for covered care.
Let’s face it—regardless of your current health status, you can't predict what you may need in the future. Knowing that there's an upper limit to how much you'll have to spend each year out of pocket may help you feel more confident about your Medicare plan choice.
See our Medicare Advantage plans in your area