Going to the emergency room (ER) can be stressful. To give you some peace of mind, let’s review what Medicare covers for ER visits.
Does Medicare cover emergency room visits?
2-minute readPublished 03/28/2024Updated 12:37 PM EST, 01/09/2025
Original Medicare Part B (medical insurance) generally covers ER visits
Your costs
If Medicare Part B does pay some of the ER costs, you still pay:1
- A copayment for each ER visit
- A copayment for each hospital service
- 20% of the Medicare-approved amount for your doctor’s services
- The Part B deductible ($257 in 2025)
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Get more with a Medicare Advantage plan
Medicare Advantage plans help expand your Medicare coverage beyond Original Medicare, often with extra benefits. Explore Humana’s Medicare Advantage plans in your area today!
2-minute readPublished 03/28/2024Updated 12:37 PM EST, 01/09/2025
Other Parts of Medicare that help pay for ER visits
Original Medicare Part A (hospital insurance)
ER visits are considered outpatient stays, and
Note: You’ll still be responsible for your deductible, coinsurance and copayments.
Medicare Part C (Medicare Advantage plans)
At a minimum,
Note: You’ll still be responsible for your deductible, coinsurance, copayments and your Medicare Advantage plan monthly premium.
Medicare Part D (prescription drug plans)
Medicare Supplement plans (Medigap)
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2-minute readPublished 03/28/2024Updated 12:37 PM EST, 01/09/2025
Sources
- “
,” Medicare.gov, last accessed December 29, 2023.Emergency department services - “
,” eHealth, last accessed December 29, 2023.Differences Between Inpatient, Outpatient, and Under Observation