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Enjoy peace of mind with an all-in-1 Medicare Advantage prescription drug plan

Humana has Medicare Advantage prescription drug (MAPD) plans that may offer financial protection and potential cost-saving opportunities that may help lower annual healthcare costs and give you peace of mind.

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Switch from a Medicare Supplement plan to an MAPD plan

A Medicare Supplement plan, also called Medigap, helps pay some of the costs that Original Medicare doesn’t pay, such as coinsurance, copayments and deductibles. However, Medicare Supplement plans do not include routine dental, vision, hearing or prescription drug benefits.

Consider an MAPD plan, which is required to provide all of the benefits provided by Original Medicare.

Maybe that's why enrollment in MAPD plans has doubled over the last decade as more people discover the added benefits that MAPD plans provide.1

  • $0 or affordable monthly premium costs* could help reduce overall annual healthcare expenses. $0 or affordable premiums are not an indicator of hidden or surprise costs. You can review the plan costs and details before enrolling by reviewing your plan’s Statement of Benefits and Evidence of Coverage, comparing plans online or talking with a licensed Humana sales agent.
  • Get additional benefits such as prescription drug benefits and routine dental, vision and hearing at no additional cost.
  • MAPD plans do NOT require referrals or prior approvals before you visit a healthcare provider. With a preferred provider organization (PPO) plan, you can visit any healthcare provider of your preference, whether that healthcare provider is in- or out-of-network.
  • The maximum-out-of-pocket (MOOP) benefit protects you against unexpected healthcare expenses by limiting your financial responsibility for covered services. In 2023, the out-of-pocket limit may not exceed $8,300 for in-network services and $12,450 for in-network and out-of-network services combined.2
  • Your plan choice is not a life-long commitment. During the Medicare Annual Enrollment Period (AEP), you may enroll in a new MAPD plan, return to Original Medicare or enroll in a Medicare Supplement plan. However, if you are trying an MAPD plan for the first time and you’ve been in the plan less than a year, you may not be able to get the same exact Medicare Supplement plan back if it is no longer offered. Available plans will depend on what is being offered in your state at the time.
    • MAPD members can make changes during Open Enrollment Period (OEP) Jan. 1 – March 31 or AEP Oct. 15 – Dec. 7.
    • If you are turning 65, otherwise new to Medicare, losing benefits at work, moving or have both Medicare and Medicaid, you may be eligible to enroll today during Special Enrollment Periods.3

Compare Original Medicare and MA plans

Why choose Humana?

10,000 people age into Medicare every day.4 Humana’s keeping up with new offerings designed to meet the needs of today’s members, and to help fill gaps in coverage for shoppers looking for additional benefits

Not just healthcare—human care

Human care goes beyond just your physical health. We offer programs designed to support your social and emotional health, as well. Human care looks at every facet of your life and works with you to find a health plan that best fits your unique needs.

Rich benefits

Many plans with prescription drug coverage include the Part D Senior Savings Model, which Humana calls the Insulin Savings Program. It provides affordable copayments on Select Insulins through the first 3 drug payment stages. Members in participating plans will pay no more than $35 for up to a 30-day supply of each Select Insulin.

Shop with confidence

For the 2nd year in a row, Humana received the highest performance rating overall for providing transparent prices, rates and fees among health insurers in Forrester's proprietary 2022 Customer Experience Benchmark survey.**

Learn more about Medicare

* Enrollees must continue to pay the Medicare Part B premium, their Humana plan premium and the OSB premium.

If you are returning to a Medicare Supplement plan, it may subject the beneficiary to underwriting.

The Insulin Savings Program is not included on all plans, nor is it available to members who receive Extra Help.

** Humana received the highest performance rating for providing transparent prices/rates/fees among health insurers in Forrester’s proprietary 2022 Customer Experience Benchmark Survey. The ranking was based on responses from 12,985 US individuals measuring 17 brands in the industry. The proprietary survey results are based on consumers’ opinions of the experiences with the brands in the survey. Forrester Research does not endorse any company included in any CX Index™ report and does not advise any person to select the products or services of any particular company based on the ratings included in such reports.

Sources:
  1. “Retirement Trends of Baby Boomers,” Forbes Finance Council, last accessed October 5, 2022, https://www.forbes.com/sites/forbesfinancecouncil/2019/09/03/retirement-trends-of-baby-boomers/?sh=58f39f287378.
  2. “Medicare Advantage in 2022: Premiums, Out-of-Pocket Limits, Cost Sharing, Supplemental Benefits, Prior Authorization, and Star Ratings,” Kaiser Family Foundation, last accessed October 5, 2022, https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-premiums-out-of-pocket-limits-cost-sharing-supplemental-benefits-prior-authorization-and-star-ratings/.
  3. “Medicare Advantage in 2022: Premiums, Out-of-Pocket Limits, Cost Sharing, Supplemental Benefits, Prior Authorization, and Star Ratings,” Kaiser Family Foundation, last accessed October 5, 2022, https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-premiums-out-of-pocket-limits-cost-sharing-supplemental-benefits-prior-authorization-and-star-ratings/.
  4. “Special circumstances (Special Enrollment Periods),” Medicare.gov, last accessed, October 5, 2022, https://www.medicare.gov/sign-up-change-plans/joining-a-health-or-drug-plan/special-circumstances-special-enrollment-periods.
  5. Medicare Advantage in 2022: Enrollment Update and Key Trends,” Kaiser Family Foundation, last accessed October 5, 2022, https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2022-enrollment-update-and-key-trends/.

More help choosing the plan that’s right for you

See plans in your area

View plans with their premiums and copays. You can also see if the drugs you take now are covered and what they'll cost based on your plan choice.

Call or request a call

Licensed Humana sales agents are ready to help guide you through the process of choosing the coverage that’s best for you.

Call 1-888-204-4062 (TTY: 711), daily, 5 a.m. – 8 p.m. or
Call 1-888-204-4062 (TTY: 711), daily, 5 a.m. – 8 p.m. or