Health care and solutions

Eligible for Medicare

Know your Medicare needs and choose with confidence

Whether you’re new to Medicare or looking to make changes to the coverage you already have, Humana gives you the information you need to choose the right plan and put your well-being first.

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See which Medicare plan options are available in your area and enroll online.

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Newly Eligible for Medicare

Meet Robert

“I was looking for more than just basic Medicare coverage. I wanted a plan that would provide me with a healthcare advocate and make it easier to budget my expenses. With the Humana Gold Plus (HMO) plan, it helps keep me healthy and active.”

Robert was turning 65 and new to Medicare, but he was no stranger to making informed decisions. With Humana, he understood which plan options were available to him and found an affordable Medicare Advantage plan that covered his annual screenings as well as his prescriptions.*

Discussing optional healthcare benefits
Grandmother cooking with granddaughter

Making a Medicare Switch

Meet Carol

“I’ve been with the same doctor for years. When my needs changed, the HumanaChoice (PPO) plan helped me stay with someone I trust.”

Carol knows the ins and outs of Medicare. When her needs changed, she went looking for a new plan during the annual enrollment period. With Humana, she was able to get the benefits of a Medicare Advantage plan, while still keeping her trusted provider.

Researching Medicare for a loved one

Meet Michael

“My dad wanted help choosing a Medicare prescription drug plan. He needed more than basic coverage, but didn’t quite need comprehensive coverage. Humana was able to deliver exactly what he wanted with the Humana Enhanced PDP plan.”

Michael’s dad didn’t know which Medicare drug plan he wanted, but he knew he wanted coverage for the medications he takes every day. With Humana’s online enrollment, Michael was able to compare how each plan option would cover his dad’s prescriptions. That made it easy to choose the best value.

Checking Vitality Points for healthy rewards
Medicare Advantage

Medicare Advantage plans go beyond the basics to help you get more out of your healthcare dollar. Coverage from Humana often includes additional programs and services that help you focus on well-being and prevention, available at no extra cost to you.

Medicare Advantage plans from Humana give you:

  • Additional benefits beyond Original Medicare
  • Plans with copayments that offer predictable costs and make it easy to budget no matter which services you use
  • Worldwide coverage for emergency care
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Prescription drug plans

If you’re looking to add prescription drug coverage to your Medicare Parts A and B, or if you have one, a Medicare Supplement plan, Part D prescription drug plans (PDPs) can help you balance your health needs and budget. These "stand-alone" plans are separate from your Medicare coverage and are available in most areas.

Options from Humana include:

Humana Walmart-Preferred Rx Plan— New for 2013, join the Humana Walmart-Preferred Rx Plan and pay only a penny for select generic hypertension drugs. Pay a penny no matter what phase of the plan you’re in, even if you haven’t met your deductible or are in the “donut hole”.

Humana Enhanced (PDP)— A great option if you prefer a prescription drug plan with no deductible, retail pharmacy copays as low as $2 (at preferred pharmacies), and mail order copays as low as $0 (at our preferred pharmacy). Plus, there are over 60,000 pharmacies in our national network.

Humana Complete (PDP)— provides broad coverage with no deductible and access to over 60,000 pharmacies in our national network.

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Medicare supplement plans

These plans are meant to help with the costs not covered by Medicare Parts A and B, including deductibles and coinsurance. That way you can keep your Medicare Parts A and B coverage and your same doctors, but get more predictable costs.

Key differences between Medicare Supplement plans:

  • Plans A through G (excluding High Deductible Plan F) provide benefits at higher premiums with limited out-of-pocket costs.
  • Plans K through N (as well as High Deductible Plan F) are cost-sharing plans offering similar benefits at lower premiums with greater out-of-pocket costs.
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Optional supplement benefits

You have unique health needs. That’s why Humana offers optional supplemental benefits that let you customize your Humana Medicare Advantage plan. These benefits make it easier to get more coverage when you need it and manage your healthcare to fit your situation. They can also help you control your costs and meet goals related to your well-being.

Optional supplemental benefits focus on:

  • Dental
  • Vision
  • Fitness & well-being
Find out more

Healthcare reform and you

Donut hole discounts

People who have a Medicare Part D prescription drug plan and reach the coverage gap, or “donut hole,” receive a 50% discount when buying covered brand-name prescription drugs.

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Choosing your Humana Medicare plan

Things to consider

A lot goes into choosing a Humana Medicare plan that fits your unique health needs. As you start exploring your options, it’s important to consider the following topics before you enroll.

  • Know your Medicare eligibility
  • Review your prescriptions
  • Cost considerations

*Prescription drug coverage included with most plans

** These solutions are fictional examples meant to illustrate the value of Humana products and services. Actual premiums vary depending on the coverage amount selected.

The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Limitations, copayments and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or co-payments/co-insurance may change on January 1 of each year.