Does Medicare pay for a gym membership?

Getting active and physically fit can do wonders for your health. Let’s explore if Medicare helps pay for gym memberships and/or fitness programs.

Original Medicare (Parts A and B) does not pay for gym memberships

Unless you have a medical diagnosis that requires physical therapy or rehabilitation, Original Medicare will not pay for gym memberships or fitness programs. You pay 100% for any non-covered service.

Medicare Advantage plans (Part C) and Medicare Supplement plans (also known as Medigap policies) may help pay for gym memberships

The benefits in Medicare Advantage plans differ by company and location. If a paid gym membership or fitness program is important to you, make sure this benefit is offered in the plan you choose.

Medicare Supplement plans, also known as Medigap, generally help pay for things like coinsurance, copayments and deductibles. However, some plans may offer special benefits like paid gym memberships.

Note: If you join a Medicare Advantage plan or Medicare Supplement plan, you’ll pay 2 premiums—1 for Medicare Part B and 1 for your new plan.

Learn more about Medicare

For more helpful information on Medicare, check out these 10 frequently asked questions about Medicare plans.

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